[vc_row][vc_column][vc_column_text]Vous pouvez <span style="text-decoration: underline;"><strong>changer d’assurance de prêt</strong></span> et résilier celle souscrite auprès de votre banque.<!--more-->[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_single_image image="4898" img_size="large" alignment="center"][/vc_column][/vc_row][vc_row css=".vc_custom_1450708788585{margin-bottom: 0px !important;padding-top: 30px !important;padding-bottom: 30px !important;}"][vc_column][vc_column_text el_class="cstListItem1"]La loi Hamon autorise l’emprunteur à résilier l’assurance de prêt auprès de votre banque[/vc_column_text][vc_column_text el_class="cstListItem1"]Vous avez <strong>12 mois</strong> pour le faire, <strong>à compter de la signature de l’offre de prêt</strong>[/vc_column_text][vc_column_text el_class="cstListItem1"]La loi concerne les offres de prêt signées <strong>à partir du 26 juillet 2014</strong>[/vc_column_text][vc_column_text el_class="cstListItem1"]Les garanties de votre nouveau contrat doivent être <strong>au moins équivalentes au contrat bancaire</strong>[/vc_column_text][vc_column_text el_class="cstListItem1"]Votre banque a <strong>10 jours ouvrés pour vous répondre</strong>: acceptation ou refus motivé[/vc_column_text][vc_column_text el_class="cstListItem1"]Votre banque devra payer <strong>une amende de 3000 €</strong> en cas de non respect de la loi[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]360 Courtage, <strong>votre courtier en assurance de prêt</strong> est à vos cotés pour définir la proposition la plus adaptée à votre situation.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_text_separator title="Etapes Loi Hamon" title_align="separator_align_left"][/vc_column][/vc_row][vc_row][vc_column][vc_btn title="Les étapes de résiliation assurance de prêt" style="custom" custom_background="#0f70b7" custom_text="#ffffff" shape="square" align="left" link="url:https%3A%2F%2F360courtage.fr%2Floi-hamon-etapes-de-resiliation%2F||" el_class="buttonBlk"][/vc_column][/vc_row][vc_row][vc_column][vc_text_separator title="Les Produits à la une" title_align="separator_align_left"][/vc_column][/vc_row][vc_row][vc_column][ultimate_carousel slides_on_desk="4" slides_on_tabs="2" slides_on_mob="1" arrow_color="#b7b7b7" dots="off" item_animation="fadeInUpBig"][vc_row_inner css=".vc_custom_1449088026039{border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #efefef !important;border-left-style: solid !important;border-right-color: #efefef !important;border-right-style: solid !important;border-top-color: #efefef !important;border-top-style: solid !important;}" el_class="listServItem"][vc_column_inner css=".vc_custom_1449311682947{border-bottom-width: 3px !important;border-bottom-color: #3b3f42 !important;border-bottom-style: solid !important;}"][vc_single_image image="3162" img_size="932x932" alignment="center" el_class="listServPicto"][vc_custom_heading text="ASSURANCE DÉCÉNALE" font_container="tag:h4|text_align:center" use_theme_fonts="yes" el_class="listServHeading" link="url:%23||"][vc_column_text el_class="listServBtn"]
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