(5649,6,'2016-02-03 12:59:25','2016-02-03 11:59:25','[vc_row full_width=\"stretch_row_content\" css=\".vc_custom_1454499988801{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454500474296{background-color: #e8e8e8 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]\r\n\r\n<!-- [if gte mso 9]><xml>\r\n<o:DocumentProperties>\r\n<o:Author>uusy huh</o:Author>\r\n<o:LastAuthor>uusy 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5.4pt;\r\nmso-para-margin:0cm;\r\nmso-para-margin-bottom:.0001pt;\r\nmso-pagination:widow-orphan;\r\nfont-size:12.0pt;\r\nfont-family:Cambria;\r\nmso-ascii-font-family:Cambria;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Cambria;\r\nmso-hansi-theme-font:minor-latin;}\r\n</style><![endif]-->\r\n\r\n&nbsp;\r\n<div class=\"WordSection1\">\r\n<table class=\"MsoNormalTable\" style=\"margin-left: -60.05pt; border-collapse: collapse; mso-table-layout-alt: fixed; border: none; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt;\" border=\"1\" width=\"780\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr style=\"mso-yfti-irow: 0; mso-yfti-firstrow: yes;\">\r\n<td style=\"width: 209.0pt; border: none; background: #F16D19; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"209\">\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><b><span style=\"font-family: Times; mso-bidi-font-family: Times; color: white;\">EVÈNEMENTS</span></b></p>\r\n</td>\r\n<td style=\"width: 571.0pt; border: none; background: #F16D19; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"571\">\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><b><span style=\"font-family: Times; mso-bidi-font-family: Times; color: white;\">MONTANT DES PRESTATIONS AU\r\n01/01/2015</span></b></p>\r\n</td>\r\n</tr>\r\n<tr style=\"mso-yfti-irow: 1;\">\r\n<td style=\"width: 209.0pt; border: none; background: white; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"209\">\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><b><span style=\"font-family: Arial; color: #646568;\">Invalidité partielle</span></b></p>\r\n</td>\r\n<td style=\"width: 571.0pt; border: none; background: white; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"571\">\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><b><span style=\"font-family: Arial; color: #f16d19;\">› </span></b><span style=\"font-family: Arial; color: #646568;\">Classe\r\nA : 3 472 € </span><b><span style=\"font-family: Arial; color: #f16d19;\">› </span></b><span style=\"font-family: Arial; color: #646568;\">Classe B : 10 415 € </span><b><span style=\"font-family: Arial; color: #f16d19;\">› </span></b><span style=\"font-family: Arial; color: #646568;\">Classe C : 17 358 €</span></td>\r\n</tr>\r\n<tr style=\"mso-yfti-irow: 2;\">\r\n<td style=\"width: 209.0pt; border: none; background: white; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"209\">\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><b><span style=\"font-family: Arial; color: #646568;\">Invalidité totale</span></b></p>\r\n</td>\r\n<td style=\"width: 571.0pt; border: none; background: white; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"571\">\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><b><span style=\"font-family: Arial; color: #f16d19;\">› </span></b><span style=\"font-family: Arial; color: #646568;\">Classe\r\nA : 5 260 € </span><b><span style=\"font-family: Arial; color: #f16d19;\">› </span></b><span style=\"font-family: Arial; color: #646568;\">Classe B : 15 780 € </span><b><span style=\"font-family: Arial; color: #f16d19;\">› </span></b><span style=\"font-family: Arial; color: #646568;\">Classe C : 26 300 €</span></td>\r\n</tr>\r\n<tr style=\"mso-yfti-irow: 3; mso-yfti-lastrow: yes;\">\r\n<td style=\"width: 209.0pt; border: none; background: white; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"209\">\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><b><span style=\"font-family: Arial; color: #646568;\">Décès</span></b></p>\r\n</td>\r\n<td style=\"width: 571.0pt; border: none; background: white; padding: 0cm 5.4pt 0cm 5.4pt;\" width=\"571\">\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><b><span style=\"font-family: Arial; color: #f16d19;\">Capital décès versé au conjoint jusqu’à 65 ans : › </span></b><span style=\"font-family: Arial; color: #646568;\">Classe A : 15 780 € </span><b><span style=\"font-family: Arial; color: #f16d19;\">› </span></b><span style=\"font-family: Arial; color: #646568;\">Classe B : 47 340 € </span><b><span style=\"font-family: Arial; color: #f16d19;\">› </span></b><span style=\"font-family: Arial; color: #646568;\">Classe C : 78 900 €</span>\r\n\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><b><span style=\"font-family: Arial; color: #f16d19;\">Rente annuelle versée au conjoint jusqu’à 60 ans : › </span></b><span style=\"font-family: Arial; color: #646568;\">Classe A : 1 578 € </span><b><span style=\"font-family: Arial; color: #f16d19;\">› </span></b><span style=\"font-family: Arial; color: #646568;\">Classe B : 4 734 € </span><b><span style=\"font-family: Arial; color: #f16d19;\">› </span></b><span style=\"font-family: Arial; color: #646568;\">Classe C : 7 890 €</span>\r\n\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><span style=\"font-family: Arial; color: #646568;\">Cette rente est versée à conditions d’être affilié à la\r\nCIPAV et marié depuis au moins 2 ans ou si un enfant est né du mariage.</span></p>\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><b><span style=\"font-family: Arial; color: #f16d19;\">Rente de survie au bénéfice des orphelins ou lorsque\r\nl’assuré est en invalidité totale et définitive : › </span></b><span style=\"font-family: Arial; color: #646568;\">Même montant que la rente versée au\r\nconjoint survivant. Elle est versée jusqu’aux 21 ans de l’enfant ou</span></p>\r\n<p class=\"MsoNormal\" style=\"margin-bottom: 12.0pt; mso-pagination: none; mso-layout-grid-align: none; text-autospace: none;\"><span style=\"font-family: Arial; color: #646568;\">25 ans s’il poursuit ses études.</span></p>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<p class=\"MsoNormal\"></p>\r\n\r\n</div>\r\n&nbsp;\r\n[/vc_column_text][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 12:59:25','2016-02-03 11:59:25','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5660,6,'2016-02-03 13:38:22','2016-02-03 12:38:22','[vc_row full_width=\"stretch_row_content\" css=\".vc_custom_1454499988801{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454500474296{background-color: #e8e8e8 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de maladie. Son revenu annuel est de 55K€. travail soit un manque à gagner de 13 750 €.Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 13:38:22','2016-02-03 12:38:22','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5659,6,'2016-02-03 13:38:08','2016-02-03 12:38:08','','architecte-prestations','','inherit','open','closed','','architecte-prestations-2','','','2016-02-03 13:38:08','2016-02-03 12:38:08','',5594,'https://360courtage.fr/sources/uploads/2016/02/architecte-prestations-1.png',0,'attachment','image/png',0),(5661,6,'2016-02-03 13:38:45','2016-02-03 12:38:45','[vc_row full_width=\"stretch_row_content\" css=\".vc_custom_1454499988801{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454500474296{background-color: #e8e8e8 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de maladie. Son revenu annuel est de 55K€. travail soit un manque à gagner de 13 750 €.Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 13:38:45','2016-02-03 12:38:45','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5662,6,'2016-02-03 13:44:08','2016-02-03 12:44:08','[vc_row full_width=\"stretch_row\" css=\".vc_custom_1454503539665{padding-top: 50px !important;padding-bottom: 50px !important;background-color: #066fb6 !important;}\"][vc_column][vc_row_inner][vc_column_inner][just_icon icon=\"Defaults-umbrella\" icon_size=\"60\" icon_color=\"#ffffff\" icon_animation=\"swing\"][vc_custom_heading text=\"OPTEZ POUR UNE PROTECTION SUR MESURE\" font_container=\"tag:h2|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"white\" css=\".vc_custom_1454680705204{padding-top: 30px !important;padding-bottom: 30px !important;}\"][vc_row_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-medkit\" icon_size=\"50\" icon_color=\"#ffffff\"][vc_empty_space height=\"15px\"][vc_column_text css_animation=\"appear\"]\r\n<h5 style=\"text-align: center;\"><span style=\"color: #ffffff;\">En cas d’arrêt de travail</span></h5>\r\n<ul>\r\n	<li><span style=\"color: #ffffff;\">Indemnités journalières</span></li>\r\n	<li><span style=\"color: #ffffff;\">Forfait pro</span></li>\r\n	<li><span style=\"color: #ffffff;\">Exonération des cotisations</span></li>\r\n</ul>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-stethoscope\" icon_size=\"50\" icon_color=\"#ffffff\"][vc_empty_space height=\"15px\"][vc_column_text css_animation=\"appear\"]\r\n<h5 class=\"p1\" style=\"text-align: center;\"><span style=\"color: #ffffff;\">En cas d’invalidé</span></h5>\r\n<ul>\r\n	<li class=\"p1\"><span style=\"color: #ffffff;\"> Rente invalidité permanente Partielle ou Totale</span></li>\r\n	<li class=\"p1\"><span style=\"color: #ffffff;\"> Capital reconversion</span></li>\r\n</ul>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-h-square\" icon_size=\"50\" icon_color=\"#ffffff\"][vc_empty_space height=\"15px\"][vc_column_text css_animation=\"appear\"]\r\n<h5 style=\"text-align: center;\"><span style=\"color: #ffffff;\">En cas de décès/invalidité absolue et définitive</span></h5>\r\n<ul>\r\n	<li><span style=\"color: #ffffff;\">Capital décès</span></li>\r\n	<li><span style=\"color: #ffffff;\">Double effet accident</span></li>\r\n	<li><span style=\"color: #ffffff;\">Rente éducation</span></li>\r\n</ul>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-group users\" icon_size=\"50\" icon_color=\"#ffffff\"][vc_empty_space height=\"15px\"][vc_column_text css_animation=\"appear\"]\r\n<h5 class=\"p1\" style=\"text-align: center;\"><span style=\"color: #ffffff;\">Assistance</span></h5>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]','BLOC PAGES PREVOYANCE','','publish','closed','closed','','bloc-pages-prevoyance','','','2016-02-05 14:58:26','2016-02-05 13:58:26','',0,'https://360courtage.fr/?post_type=templatera&#038;p=5662',0,'templatera','',0),(5663,6,'2016-02-03 13:44:42','2016-02-03 12:44:42','[vc_row full_width=\"stretch_row_content\" css=\".vc_custom_1454499988801{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454500474296{background-color: #e8e8e8 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de maladie. Son revenu annuel est de 55K€. travail soit un manque à gagner de 13 750 €.Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 13:44:42','2016-02-03 12:44:42','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5664,6,'2016-02-03 14:52:37','2016-02-03 13:52:37','[vc_row full_width=\"stretch_row\" css=\".vc_custom_1454503539665{padding-top: 50px !important;padding-bottom: 50px !important;background-color: #066fb6 !important;}\"][vc_column][vc_row_inner][vc_column_inner][just_icon icon=\"Defaults-umbrella\" icon_size=\"60\" icon_color=\"#ffffff\" icon_animation=\"swing\"][vc_custom_heading text=\"OPTEZ POUR UNE PROTECTION SUR MESURE\" font_container=\"tag:h2|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" css=\".vc_custom_1454506465259{padding-top: 30px !important;padding-bottom: 30px !important;}\"][vc_row_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-medkit\" icon_size=\"50\" icon_color=\"#ffffff\"][vc_column_text css_animation=\"appear\"]\n<h5 style=\"text-align: center;\"><span style=\"color: #ffffff;\">En cas d’arrêt de travail</span></h5>\n<ul>\n	<li><span style=\"color: #ffffff;\">Indemnités journalières</span></li>\n	<li><span style=\"color: #ffffff;\">Forfait pro</span></li>\n	<li><span style=\"color: #ffffff;\">Exonération des cotisations</span></li>\n</ul>\n[/vc_column_text][vc_empty_space][/vc_column_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-stethoscope\" icon_size=\"50\" icon_color=\"#ffffff\"][vc_column_text css_animation=\"appear\"]\n<h5 class=\"p1\" style=\"text-align: center;\"><span style=\"color: #ffffff;\">En cas d’invalidé</span></h5>\n<ul>\n	<li class=\"p1\"><span style=\"color: #ffffff;\"> Rente invalidité permanente Partielle ou Totale</span></li>\n	<li class=\"p1\"><span style=\"color: #ffffff;\"> Capital reconversion</span></li>\n</ul>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-h-square\" icon_size=\"50\" icon_color=\"#ffffff\"][vc_column_text css_animation=\"appear\"]\n<h5 style=\"text-align: center;\"><span style=\"color: #ffffff;\">En cas de décès/invalidité absolue et définitive</span></h5>\n<ul>\n	<li><span style=\"color: #ffffff;\">Capital décès</span></li>\n	<li><span style=\"color: #ffffff;\">Double effet accident</span></li>\n	<li><span style=\"color: #ffffff;\">Rente éducation</span></li>\n</ul>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-group users\" icon_size=\"50\" icon_color=\"#ffffff\"][vc_column_text css_animation=\"appear\"]\n<h5 class=\"p1\" style=\"text-align: center;\"><span style=\"color: #ffffff;\">Assistance</span></h5>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]','BLOC PAGES PREVOYANCE','','inherit','closed','closed','','5662-autosave-v1','','','2016-02-03 14:52:37','2016-02-03 13:52:37','',5662,'https://360courtage.fr/5662-autosave-v1/',0,'revision','',0),(5669,6,'2016-02-03 14:19:08','2016-02-03 13:19:08','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"3084|https://360courtage.fr/sources/uploads/2015/12/devis-bg.jpg\" css=\".vc_custom_1454505543254{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:19:08','2016-02-03 13:19:08','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5665,6,'2016-02-03 14:07:59','2016-02-03 13:07:59','[vc_row full_width=\"stretch_row_content\" css=\".vc_custom_1454499988801{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de maladie. Son revenu annuel est de 55K€. travail soit un manque à gagner de 13 750 €.Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:07:59','2016-02-03 13:07:59','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5666,6,'2016-02-03 14:11:25','2016-02-03 13:11:25','[vc_row full_width=\"stretch_row_content\" css=\".vc_custom_1454499988801{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de maladie. Son revenu annuel est de 55K€. travail soit un manque à gagner de 13 750 €.Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:11:25','2016-02-03 13:11:25','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5667,6,'2016-02-03 14:13:38','2016-02-03 13:13:38','[vc_row full_width=\"stretch_row_content\" css=\".vc_custom_1454499988801{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:13:38','2016-02-03 13:13:38','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5668,6,'2016-02-03 14:14:33','2016-02-03 13:14:33','[vc_row full_width=\"stretch_row_content\" css=\".vc_custom_1454499988801{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:14:33','2016-02-03 13:14:33','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5670,6,'2016-02-03 14:19:56','2016-02-03 13:19:56','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"3084|https://360courtage.fr/sources/uploads/2015/12/devis-bg.jpg\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#1f8fc6\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"100\" css=\".vc_custom_1454505593066{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:19:56','2016-02-03 13:19:56','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5671,6,'2016-02-03 14:20:31','2016-02-03 13:20:31','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"3084|https://360courtage.fr/sources/uploads/2015/12/devis-bg.jpg\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#1f8fc6\" overlay_pattern=\"01.png\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454505628187{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23000000\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:20:31','2016-02-03 13:20:31','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5672,6,'2016-02-03 14:21:21','2016-02-03 13:21:21','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"3084|https://360courtage.fr/sources/uploads/2015/12/devis-bg.jpg\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#1f8fc6\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454505677404{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:21:21','2016-02-03 13:21:21','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5673,6,'2016-02-03 14:21:54','2016-02-03 13:21:54','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"3084|https://360courtage.fr/sources/uploads/2015/12/devis-bg.jpg\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454505709477{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:21:54','2016-02-03 13:21:54','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5674,6,'2016-02-03 14:23:05','2016-02-03 13:23:05','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"5264|https://360courtage.fr/sources/uploads/2015/12/HMEH2.png\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454505782643{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:23:05','2016-02-03 13:23:05','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5675,6,'2016-02-03 14:23:51','2016-02-03 13:23:51','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-hz-jquery\" bg_image_new=\"5264|https://360courtage.fr/sources/uploads/2015/12/HMEH2.png\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454505827803{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:23:51','2016-02-03 13:23:51','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5676,6,'2016-02-03 14:25:10','2016-02-03 13:25:10','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"4974|https://360courtage.fr/sources/uploads/2014/05/bon-plan-rentree-2013.jpg\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454505907088{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:25:10','2016-02-03 13:25:10','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5677,6,'2016-02-03 14:26:11','2016-02-03 13:26:11','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454505967791{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:26:11','2016-02-03 13:26:11','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5678,6,'2016-02-03 14:26:46','2016-02-03 13:26:46','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_size=\"contain\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454506003686{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:26:46','2016-02-03 13:26:46','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5679,6,'2016-02-03 14:27:08','2016-02-03 13:27:08','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" bg_image_size=\"contain\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454506025712{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:27:08','2016-02-03 13:27:08','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5680,6,'2016-02-03 14:27:36','2016-02-03 13:27:36','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" bg_image_size=\"initial\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454506053364{background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:27:36','2016-02-03 13:27:36','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5681,6,'2016-02-03 14:28:07','2016-02-03 13:28:07','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454506083428{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte - Régime Obligatoire','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:28:07','2016-02-03 13:28:07','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5682,6,'2016-02-03 14:53:56','2016-02-03 13:53:56','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"01.png\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454506083428{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','CIPAV Architecte','','inherit','closed','closed','','5594-revision-v1','','','2016-02-03 14:53:56','2016-02-03 13:53:56','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5683,6,'2016-02-05 14:56:33','2016-02-05 13:56:33','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_column_text]Aucune.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','CIPAV Architecte','','inherit','closed','closed','','5594-revision-v1','','','2016-02-05 14:56:33','2016-02-05 13:56:33','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0);
INSERT INTO `sg76rfbys_posts` VALUES (5684,6,'2016-02-05 14:57:21','2016-02-05 13:57:21','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"5/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','CIPAV Architecte','','inherit','closed','closed','','5594-revision-v1','','','2016-02-05 14:57:21','2016-02-05 13:57:21','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5685,6,'2016-02-05 14:59:37','2016-02-05 13:59:37','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','CIPAV Architecte','','inherit','closed','closed','','5594-revision-v1','','','2016-02-05 14:59:37','2016-02-05 13:59:37','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5750,6,'2016-02-16 11:07:12','2016-02-16 10:07:12','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','Architecte CIPAV','','inherit','closed','closed','','5594-revision-v1','','','2016-02-16 11:07:12','2016-02-16 10:07:12','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5686,6,'2016-02-05 15:00:01','2016-02-05 14:00:01','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','CIPAV Architecte','','inherit','closed','closed','','5594-revision-v1','','','2016-02-05 15:00:01','2016-02-05 14:00:01','',5594,'https://360courtage.fr/5594-revision-v1/',0,'revision','',0),(5747,6,'2016-02-16 11:04:10','2016-02-16 10:04:10','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un ingénieur tombe malade et est en arrêt de travail durant 1 mois</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5692\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','AUTRES PROFESSIONS - CIPAV','','inherit','closed','closed','','5688-revision-v1','','','2016-02-16 11:04:10','2016-02-16 10:04:10','',5688,'https://360courtage.fr/5688-revision-v1/',0,'revision','',0),(5691,6,'2016-02-16 09:38:22','2016-02-16 08:38:22','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 2\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un ingénieur tombe malade et est en arrêt de travail durant 1 mois</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 2\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de  travail. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','AUTRES PROFESSIONS - CIPAV','','inherit','closed','closed','','5688-revision-v1','','','2016-02-16 09:38:22','2016-02-16 08:38:22','',5688,'https://360courtage.fr/5688-revision-v1/',0,'revision','',0),(5689,6,'2016-02-16 09:36:29','2016-02-16 08:36:29','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>L’architecte se définit comme le maître d’oeuvre auquel doit avoir recours le maître d’ouvrage qui veut faire exécuter des travaux de construction ou de rénovation soumis à une autorisation de construire (loi n° 77-2 du 03.01.1977). L’architecte est tenu à une obligation de moyens.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','AUTRES PROFESSIONS - CIPAV','','inherit','closed','closed','','5688-revision-v1','','','2016-02-16 09:36:29','2016-02-16 08:36:29','',5688,'https://360courtage.fr/5688-revision-v1/',0,'revision','',0),(5690,6,'2016-02-16 09:40:37','2016-02-16 08:40:37','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\n<p style=\"text-align: center;\">Aucune.</p>\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 2\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\n<strong>Un ingénieur tombe malade et est en arrêt de travail durant 1 mois</strong>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 2\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\n<strong>Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de  travail. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.</strong>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5692\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','AUTRES PROFESSIONS - CIPAV','','inherit','closed','closed','','5688-autosave-v1','','','2016-02-16 09:40:37','2016-02-16 08:40:37','',5688,'https://360courtage.fr/5688-autosave-v1/',0,'revision','',0),(5692,6,'2016-02-16 09:40:30','2016-02-16 08:40:30','','autres','','inherit','open','closed','','autres','','','2016-02-16 09:40:30','2016-02-16 08:40:30','',5688,'https://360courtage.fr/sources/uploads/2016/02/autres.png',0,'attachment','image/png',0),(5693,6,'2016-02-16 09:40:45','2016-02-16 08:40:45','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 2\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un ingénieur tombe malade et est en arrêt de travail durant 1 mois</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 2\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de  travail. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5692\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','AUTRES PROFESSIONS - CIPAV','','inherit','closed','closed','','5688-revision-v1','','','2016-02-16 09:40:45','2016-02-16 08:40:45','',5688,'https://360courtage.fr/5688-revision-v1/',0,'revision','',0),(5694,7,'2016-02-16 09:41:35','2016-02-16 08:41:35','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"DÉFINITION DES PROFESSIONS LIBÉRALES\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<em><strong>La profession libérale désigne toute profession exercée sur la base de qualifications appropriées, à titre personnel, sous sa propre responsabilité et de façon professionnellement indépendante, en offrant des services intellectuels et conceptuels dans l’intérêt du client et du public.</strong></em>\r\n\r\nOn distingue les professions libérales réglementées et non réglementées.\r\nLes « professions libérales réglementées» désignent les professions dont l’exercice est strictement réglementé, comportant le plus souvent l’exigence de diplômes, ainsi que le respect de règles déontologiques impliquant fréquemment la présence d’une organisation ordinale (médecins, pharmaciens, avocats, notaires, experts-comptables, architectes, géomètres-experts,...).\r\n\r\nLes professions non réglementées désignent les différentes professions juridiques ou techniques non réglementées par un ordre (activité de conseil en gestion, ingénierie-conseil, activité d’expertise,...).[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un ingénieur tombe malade et est en arrêt de travail durant 1 mois</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5696\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','PROFESSIONS LIBÉRALES CIPAV','','publish','closed','closed','','professions-liberales-cipav','','','2016-02-16 11:48:06','2016-02-16 10:48:06','',5756,'https://360courtage.fr/autres-professions-cipav-2/',0,'page','',0),(5695,6,'2016-02-16 09:42:45','2016-02-16 08:42:45','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"DÉFINITION DES PROFESSIONS LIBÉRALES\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\n<div class=\"page\" title=\"Page 4\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\nLa profession libérale désigne toute profession exercée sur la base de qualifications appropriées, à titre personnel, sous sa propre responsabilité et de façon professionnellement indépendante, en offrant des services intellectuels et conceptuels dans l’intérêt du client et du public.\nOn distingue les professions libérales réglementées et non réglementées.\nLes « professions libérales réglementées» désignent les professions dont l’exercice est strictement réglementé, comportant le plus souvent l’exigence de diplômes, ainsi que le respect de règles déontologiques impliquant fréquemment la présence d’une organisation ordinale (médecins, pharmaciens, avocats, notaires, experts-comptables, architectes, géomètres-experts,...).\n\nLes professions non réglementées désignent les différentes professions juridiques ou techniques non réglementées par un ordre (activité de conseil en gestion, ingénierie-conseil, activité d’expertise,...).\n\n</div>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\n<p style=\"text-align: center;\">Aucune.</p>\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 2\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\n<strong>Un ingénieur tombe malade et est en arrêt de travail durant 1 mois</strong>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 2\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\n<strong>Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de  travail. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.</strong>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5692\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','PROFESSIONS LIBÉRALES CIPAV','','inherit','closed','closed','','5694-autosave-v1','','','2016-02-16 09:42:45','2016-02-16 08:42:45','',5694,'https://360courtage.fr/5694-autosave-v1/',0,'revision','',0),(5696,6,'2016-02-16 09:44:46','2016-02-16 08:44:46','','professions-liberales','','inherit','open','closed','','professions-liberales','','','2016-02-16 09:44:46','2016-02-16 08:44:46','',5694,'https://360courtage.fr/sources/uploads/2016/02/professions-liberales.png',0,'attachment','image/png',0),(5752,6,'2016-02-16 11:31:42','2016-02-16 10:31:42','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"DÉFINITION DES PROFESSIONS LIBÉRALES\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<em><strong>La profession libérale désigne toute profession exercée sur la base de qualifications appropriées, à titre personnel, sous sa propre responsabilité et de façon professionnellement indépendante, en offrant des services intellectuels et conceptuels dans l’intérêt du client et du public.</strong></em>\r\n\r\nOn distingue les professions libérales réglementées et non réglementées.\r\nLes « professions libérales réglementées» désignent les professions dont l’exercice est strictement réglementé, comportant le plus souvent l’exigence de diplômes, ainsi que le respect de règles déontologiques impliquant fréquemment la présence d’une organisation ordinale (médecins, pharmaciens, avocats, notaires, experts-comptables, architectes, géomètres-experts,...).\r\n\r\nLes professions non réglementées désignent les différentes professions juridiques ou techniques non réglementées par un ordre (activité de conseil en gestion, ingénierie-conseil, activité d’expertise,...).[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un ingénieur tombe malade et est en arrêt de travail durant 1 mois</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5696\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','PROFESSIONS LIBÉRALES CIPAV','','inherit','closed','closed','','5694-revision-v1','','','2016-02-16 11:31:42','2016-02-16 10:31:42','',5694,'https://360courtage.fr/5694-revision-v1/',0,'revision','',0),(5697,6,'2016-02-16 09:44:57','2016-02-16 08:44:57','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"DÉFINITION DES PROFESSIONS LIBÉRALES\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 4\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nLa profession libérale désigne toute profession exercée sur la base de qualifications appropriées, à titre personnel, sous sa propre responsabilité et de façon professionnellement indépendante, en offrant des services intellectuels et conceptuels dans l’intérêt du client et du public.\r\nOn distingue les professions libérales réglementées et non réglementées.\r\nLes « professions libérales réglementées» désignent les professions dont l’exercice est strictement réglementé, comportant le plus souvent l’exigence de diplômes, ainsi que le respect de règles déontologiques impliquant fréquemment la présence d’une organisation ordinale (médecins, pharmaciens, avocats, notaires, experts-comptables, architectes, géomètres-experts,...).\r\n\r\nLes professions non réglementées désignent les différentes professions juridiques ou techniques non réglementées par un ordre (activité de conseil en gestion, ingénierie-conseil, activité d’expertise,...).\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 2\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un ingénieur tombe malade et est en arrêt de travail durant 1 mois</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 2\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Il ne touchera aucune indemnité journalière durant la totalité de son arrêt de  travail. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5696\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','PROFESSIONS LIBÉRALES CIPAV','','inherit','closed','closed','','5694-revision-v1','','','2016-02-16 09:44:57','2016-02-16 08:44:57','',5694,'https://360courtage.fr/5694-revision-v1/',0,'revision','',0),(5698,7,'2016-02-16 09:46:00','2016-02-16 08:46:00','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em></em>\r\n\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un serrurier ayant perçu respectivement au cours des 3 dernières années : 17 000 €, 22 000 € et 20 000 €, son revenu annuel moyen des 3 dernières années est égal à 19 666 €.</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (19 666 €/365 jours) = 53,88 €. Le montant de son indemnité journalier est de 26,94 €, soit deux fois moins que son gain journalier actuel.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un boulanger ayant perçu respectivement au cours des 3 dernières années : 3 000 €, 4 000 € et 2 000 €, son revenu annuel moyen des 3 dernières années est égal à 3 000 €.</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5709\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','publish','closed','closed','','artisan-rsi','','','2016-02-16 11:48:06','2016-02-16 10:48:06','',5756,'https://360courtage.fr/cipav-architecte-2/',0,'page','',0),(5699,6,'2016-02-16 11:03:11','2016-02-16 10:03:11','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em></em>\n\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\n\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un serrurier ayant perçu respectivement au cours des 3 dernières années : 17 000 €, 22 000 € et 20 000 €, son revenu annuel moyen des 3 dernières années est égal à 19 666 €.</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (19 666 €/365 jours) = 53,88 €. Le montant de son indemnité journalier est de 26,94 €, soit deux fois moins que son gain journalier actuel.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\n<b>Un boulanger ayant perçu respectivement au cours des 3 dernières années : 3 000 </b>€<b>, 4 000 </b>€ <b>et 2 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 3 000 </b>€<b>. </b>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\nSon gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5709\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-autosave-v1','','','2016-02-16 11:03:11','2016-02-16 10:03:11','',5698,'https://360courtage.fr/5698-autosave-v1/',0,'revision','',0),(5706,6,'2016-02-16 09:54:47','2016-02-16 08:54:47','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em>\r\n\r\n</div>\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-revision-v1','','','2016-02-16 09:54:47','2016-02-16 08:54:47','',5698,'https://360courtage.fr/5698-revision-v1/',0,'revision','',0),(5701,6,'2016-02-16 09:50:49','2016-02-16 08:50:49','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em>\r\n\r\n</div>\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-revision-v1','','','2016-02-16 09:50:49','2016-02-16 08:50:49','',5698,'https://360courtage.fr/5698-revision-v1/',0,'revision','',0),(5700,6,'2016-02-16 09:49:46','2016-02-16 08:49:46','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"1/3\"][vc_message message_box_style=\"solid-icon\" message_box_color=\"success\" icon_fontawesome=\"fa fa-exclamation-circle\"]\r\n<h3><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015</span></h3>\r\n[/vc_message][/vc_column_inner][vc_column_inner width=\"2/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<span style=\"color: #99cc00;\"><strong>En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</strong></span>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-revision-v1','','','2016-02-16 09:49:46','2016-02-16 08:49:46','',5698,'https://360courtage.fr/5698-revision-v1/',0,'revision','',0),(5703,6,'2016-02-16 09:52:21','2016-02-16 08:52:21','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em>\r\n\r\n</div>\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5702\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-revision-v1','','','2016-02-16 09:52:21','2016-02-16 08:52:21','',5698,'https://360courtage.fr/5698-revision-v1/',0,'revision','',0),(5704,6,'2016-02-16 09:53:37','2016-02-16 08:53:37','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em>\r\n\r\n</div>\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5702\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Un architecte est en arrêt durant 3 mois suite à une maladie. Son revenu annuel est de 55K€.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nIl ne touchera aucune indemnité journalière durant la totalité de son arrêt de travail soit un manque à gagner de 13 750 €. Il est donc préférable pour lui de cotiser à un contrat de prévoyance professionnelle.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-revision-v1','','','2016-02-16 09:53:37','2016-02-16 08:53:37','',5698,'https://360courtage.fr/5698-revision-v1/',0,'revision','',0),(5705,6,'2016-02-16 09:54:33','2016-02-16 08:54:33','','indemnites-rsi','','inherit','open','closed','','indemnites-rsi-2','','','2016-02-16 09:54:33','2016-02-16 08:54:33','',5698,'https://360courtage.fr/sources/uploads/2016/02/indemnites-rsi-1.png',0,'attachment','image/png',0),(5746,6,'2016-02-16 11:03:25','2016-02-16 10:03:25','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em></em>\r\n\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un serrurier ayant perçu respectivement au cours des 3 dernières années : 17 000 €, 22 000 € et 20 000 €, son revenu annuel moyen des 3 dernières années est égal à 19 666 €.</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (19 666 €/365 jours) = 53,88 €. Le montant de son indemnité journalier est de 26,94 €, soit deux fois moins que son gain journalier actuel.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un boulanger ayant perçu respectivement au cours des 3 dernières années : 3 000 €, 4 000 € et 2 000 €, son revenu annuel moyen des 3 dernières années est égal à 3 000 €.</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5709\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-revision-v1','','','2016-02-16 11:03:25','2016-02-16 10:03:25','',5698,'https://360courtage.fr/5698-revision-v1/',0,'revision','',0),(5707,6,'2016-02-16 10:00:42','2016-02-16 09:00:42','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em>\r\n\r\n</div>\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un serrurier ayant perçu respectivement au cours des 3 dernières années : 17 000 </b>€<b>, 22 000 </b>€ <b>et 20 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 19 666 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\">Son gain journalier (19 666 €/365 jours) = 53,88 €. Le montant de son indemnité journalier est de 26,94 €, soit deux fois moins que son gain journalier actuel.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un serrurier ayant perçu respectivement au cours des 3 dernières années : 17 000 </b>€<b>, 22 000 </b>€ <b>et 20 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 19 666 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\">Son gain journalier (19 666 €/365 jours) = 53,88 €. Le montant de son indemnité journalier est de 26,94 €, soit deux fois moins que son gain journalier actuel.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-revision-v1','','','2016-02-16 10:00:42','2016-02-16 09:00:42','',5698,'https://360courtage.fr/5698-revision-v1/',0,'revision','',0),(5708,6,'2016-02-16 10:01:29','2016-02-16 09:01:29','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em>\r\n\r\n</div>\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un serrurier ayant perçu respectivement au cours des 3 dernières années : 17 000 </b>€<b>, 22 000 </b>€ <b>et 20 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 19 666 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\">Son gain journalier (19 666 €/365 jours) = 53,88 €. Le montant de son indemnité journalier est de 26,94 €, soit deux fois moins que son gain journalier actuel.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un boulanger ayant perçu respectivement au cours des 3 dernières années : 3 000 </b>€<b>, 4 000 </b>€ <b>et 2 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 3 000 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nSon gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-revision-v1','','','2016-02-16 10:01:29','2016-02-16 09:01:29','',5698,'https://360courtage.fr/5698-revision-v1/',0,'revision','',0),(5709,6,'2016-02-16 10:03:02','2016-02-16 09:03:02','','artisan-rsi','','inherit','open','closed','','artisan-rsi-2','','','2016-02-16 10:03:02','2016-02-16 09:03:02','',5698,'https://360courtage.fr/sources/uploads/2016/02/artisan-rsi.png',0,'attachment','image/png',0),(5710,6,'2016-02-16 10:03:16','2016-02-16 09:03:16','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em>\r\n\r\n</div>\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un serrurier ayant perçu respectivement au cours des 3 dernières années : 17 000 </b>€<b>, 22 000 </b>€ <b>et 20 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 19 666 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\">Son gain journalier (19 666 €/365 jours) = 53,88 €. Le montant de son indemnité journalier est de 26,94 €, soit deux fois moins que son gain journalier actuel.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un boulanger ayant perçu respectivement au cours des 3 dernières années : 3 000 </b>€<b>, 4 000 </b>€ <b>et 2 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 3 000 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nSon gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CIPAV\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5709\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-revision-v1','','','2016-02-16 10:03:16','2016-02-16 09:03:16','',5698,'https://360courtage.fr/5698-revision-v1/',0,'revision','',0),(5711,6,'2016-02-16 10:03:54','2016-02-16 09:03:54','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Tous les artisans doivent se faire inscrire au répertoire des métiers, s’affilier à divers organismes sociaux et avoir suivi un stage d’initiation à la gestion ou stage de préparation à l’installation.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong></em>\r\n\r\n</div>\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un serrurier ayant perçu respectivement au cours des 3 dernières années : 17 000 </b>€<b>, 22 000 </b>€ <b>et 20 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 19 666 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\">Son gain journalier (19 666 €/365 jours) = 53,88 €. Le montant de son indemnité journalier est de 26,94 €, soit deux fois moins que son gain journalier actuel.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un boulanger ayant perçu respectivement au cours des 3 dernières années : 3 000 </b>€<b>, 4 000 </b>€ <b>et 2 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 3 000 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nSon gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5709\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','ARTISAN - RSI','','inherit','closed','closed','','5698-revision-v1','','','2016-02-16 10:03:54','2016-02-16 09:03:54','',5698,'https://360courtage.fr/5698-revision-v1/',0,'revision','',0),(5712,7,'2016-02-16 10:04:21','2016-02-16 09:04:21','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<em><strong>Le code de la Santé publique utilise la notion d’auxiliaire médical sans la définir. Sont cités à ce titre :\r\nles audioprothésistes, les diététiciens, les infirmiers, les masseurs-kinésithérapeutes, les opticiens-lunetiers (peuvent aussi être artisans\r\nou commerçants selon la manière dont ils exercent), les orthophonistes, les orthoptistes, les pédicures-podologues, les ergothérapeutes et psychomotriciens, les manipulateurs d’électroradiologie médicale, les prothésistes et orthésistes pour l’appareillage des personnes handicapées. Les auxiliaires médicaux sont soumis à des obligations spécifiques et au secret professionnel.</strong></em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARPIMKO\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5714\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Une infirmière avec un enfant à charge est en incapacité temporaire de travail durant 5 mois. Son revenu annuel est de 45K€ soit 3 750 €/mois.</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, elle ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, elle percevra 57,72 €/jour (48,84 € + 8,88 €) soit 1731,60 €/mois soit un manque à gagner de 2 018,40 €/mois.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARPIMKO\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5715\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','AUXILIAIRE MÉDICALE - CARPIMKO','','publish','closed','closed','','auxiliaire-medicale-carpimko','','','2016-02-16 11:48:06','2016-02-16 10:48:06','',5756,'https://360courtage.fr/artisan-rsi-2/',0,'page','',0),(5748,6,'2016-02-16 11:05:15','2016-02-16 10:05:15','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<em><strong>Le code de la Santé publique utilise la notion d’auxiliaire médical sans la définir. Sont cités à ce titre :\r\nles audioprothésistes, les diététiciens, les infirmiers, les masseurs-kinésithérapeutes, les opticiens-lunetiers (peuvent aussi être artisans\r\nou commerçants selon la manière dont ils exercent), les orthophonistes, les orthoptistes, les pédicures-podologues, les ergothérapeutes et psychomotriciens, les manipulateurs d’électroradiologie médicale, les prothésistes et orthésistes pour l’appareillage des personnes handicapées. Les auxiliaires médicaux sont soumis à des obligations spécifiques et au secret professionnel.</strong></em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARPIMKO\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5714\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Une infirmière avec un enfant à charge est en incapacité temporaire de travail durant 5 mois. Son revenu annuel est de 45K€ soit 3 750 €/mois.</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, elle ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, elle percevra 57,72 €/jour (48,84 € + 8,88 €) soit 1731,60 €/mois soit un manque à gagner de 2 018,40 €/mois.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARPIMKO\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5715\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','AUXILIAIRE MÉDICALE - CARPIMKO','','inherit','closed','closed','','5712-revision-v1','','','2016-02-16 11:05:15','2016-02-16 10:05:15','',5712,'https://360courtage.fr/5712-revision-v1/',0,'revision','',0),(5716,6,'2016-02-16 10:09:09','2016-02-16 09:09:09','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 9\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Le code de la Santé publique utilise la notion d’auxiliaire médical sans la définir. Sont cités à ce titre :</strong></em>\r\n<em><strong> les audioprothésistes, les diététiciens, les infirmiers, les masseurs-kinésithérapeutes, les opticiens-lunetiers (peuvent aussi être artisans</strong></em>\r\n<em><strong> ou commerçants selon la manière dont ils exercent), les orthophonistes, les orthoptistes, les pédicures-podologues, les ergothérapeutes et psychomotriciens, les manipulateurs d’électroradiologie médicale, les prothésistes et orthésistes pour l’appareillage des personnes handicapées. Les auxiliaires médicaux sont soumis à des obligations spécifiques et au secret professionnel.</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARPIMKO\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5714\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\"><b>Une infirmière avec un enfant à charge est en</b> <b>incapacité temporaire de travail durant 5 mois.</b> <b>Son revenu annuel est de 45K€ soit 3 750 €/mois.</b></p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\">Pendant les 3 premiers mois, elle ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, elle percevra 57,72 €/jour (48,84 € + 8,88 €) soit 1731,60 €/mois soit un manque à gagner de 2 018,40 €/mois.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARPIMKO\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5715\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','AUXILIAIRE MÉDICALE - CARPIMKO','','inherit','closed','closed','','5712-revision-v1','','','2016-02-16 10:09:09','2016-02-16 09:09:09','',5712,'https://360courtage.fr/5712-revision-v1/',0,'revision','',0),(5713,6,'2016-02-16 10:07:47','2016-02-16 09:07:47','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 8\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 9\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\n<em><strong>Le code de la Santé publique utilise la notion d’auxiliaire médical sans la définir. Sont cités à ce titre :</strong></em>\n<em><strong> les audioprothésistes, les diététiciens, les infirmiers, les masseurs-kinésithérapeutes, les opticiens-lunetiers (peuvent aussi être artisans</strong></em>\n<em><strong> ou commerçants selon la manière dont ils exercent), les orthophonistes, les orthoptistes, les pédicures-podologues, les ergothérapeutes et psychomotriciens, les manipulateurs d’électroradiologie médicale, les prothésistes et orthésistes pour l’appareillage des personnes handicapées. Les auxiliaires médicaux sont soumis à des obligations spécifiques et au secret professionnel.</strong></em>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARPIMKO\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5714\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p class=\"p1\"><b>Une infirmière avec un enfant à charge est en</b> <b>incapacité temporaire de travail durant 5 mois.</b> <b>Son revenu annuel est de 45K€ soit 3 750 €/mois.</b></p>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p class=\"p1\">Pendant les 3 premiers mois, elle ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, elle percevra 57,72 €/jour (48,84 € + 8,88 €) soit 1731,60 €/mois soit un manque à gagner de 2 018,40 €/mois.</p>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5709\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','AUXILIAIRE MÉDICALE - CARPIMKO','','inherit','closed','closed','','5712-autosave-v1','','','2016-02-16 10:07:47','2016-02-16 09:07:47','',5712,'https://360courtage.fr/5712-autosave-v1/',0,'revision','',0),(5715,6,'2016-02-16 10:08:52','2016-02-16 09:08:52','','CARPIMKO2','','inherit','open','closed','','carpimko2','','','2016-02-16 10:08:52','2016-02-16 09:08:52','',5712,'https://360courtage.fr/sources/uploads/2016/02/CARPIMKO2.png',0,'attachment','image/png',0),(5714,6,'2016-02-16 10:06:18','2016-02-16 09:06:18','','CARPIMKO','','inherit','open','closed','','carpimko','','','2016-02-16 10:06:18','2016-02-16 09:06:18','',5712,'https://360courtage.fr/sources/uploads/2016/02/CARPIMKO.png',0,'attachment','image/png',0),(5717,7,'2016-02-16 10:10:36','2016-02-16 09:10:36','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<em><strong>Le chirurgien-dentiste est celui qui “pratique l’art dentaire, ce qui comporte la prévention, le diagnostic et le traitement des maladies congénitales ou acquises, réelles ou supposées, de la bouche, des dents, des maxillaires et des tissus attenants, suivant les modalités fixées par le code de déontologie de la profession” (art. L 4141-1 du code de la Santé publique).</strong></em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARCDSF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 9\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 11\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 11\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>La CARCDSF verse une indemnité à partir du 91e jour d’arrêt de travail jusqu’au 1 095e jour.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5719\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Suite à un accident, un chirurgien dentiste est en incapacité de travail durant 4 mois. Son revenu annuel est de 117K€ soit 9 750 € par mois.</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 93,29 € / jour soit environ 2 798,7 € pour le dernier mois soit un manque à gagner de 6 951,30 €.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARCDSF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5720\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','CHIRURGIEN DENTISTE CARCDSF','','publish','closed','closed','','chirurgien-dentiste-carcdsf','','','2016-02-16 11:48:06','2016-02-16 10:48:06','',5756,'https://360courtage.fr/auxiliaire-medicale-carpimko-2/',0,'page','',0),(5718,6,'2016-02-16 10:15:25','2016-02-16 09:15:25','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 8\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 9\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 11\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\n<em><strong>Le chirurgien-dentiste est celui qui “pratique l’art dentaire, ce qui comporte la prévention, le diagnostic et le traitement des maladies congénitales ou acquises, réelles ou supposées, de la bouche, des dents, des maxillaires et des tissus attenants, suivant les modalités fixées par le code de déontologie de la profession” (art. L 4141-1 du code de la Santé publique).</strong></em>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARCDSF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 8\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 9\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 11\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 11\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\n<strong>La CARCDSF verse une indemnité à partir du 91e jour d’arrêt de travail jusqu’au 1 095e jour.</strong>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5719\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p class=\"p1\"><b>Suite à un accident, un chirurgien dentiste est en</b> <b>incapacité de travail durant 4 mois. Son revenu</b> <b>annuel est de 117K€ soit 9 750 € par mois.</b></p>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p class=\"p1\">Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 93,29 € / jour soit environ 2 798,7 € pour le dernier mois soit un manque à gagner de 6 951,30 €.</p>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARCDSF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5715\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','CHIRURGIEN DENTISTE CARCDSF','','inherit','closed','closed','','5717-autosave-v1','','','2016-02-16 10:15:25','2016-02-16 09:15:25','',5717,'https://360courtage.fr/5717-autosave-v1/',0,'revision','',0),(5719,6,'2016-02-16 10:12:55','2016-02-16 09:12:55','','chirurgien','','inherit','open','closed','','chirurgien','','','2016-02-16 10:12:55','2016-02-16 09:12:55','',5717,'https://360courtage.fr/sources/uploads/2016/02/chirurgien.png',0,'attachment','image/png',0),(5720,6,'2016-02-16 10:15:34','2016-02-16 09:15:34','','chirurgien2','','inherit','open','closed','','chirurgien2','','','2016-02-16 10:15:34','2016-02-16 09:15:34','',5717,'https://360courtage.fr/sources/uploads/2016/02/chirurgien2.png',0,'attachment','image/png',0),(5749,6,'2016-02-16 11:06:06','2016-02-16 10:06:06','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<em><strong>Le chirurgien-dentiste est celui qui “pratique l’art dentaire, ce qui comporte la prévention, le diagnostic et le traitement des maladies congénitales ou acquises, réelles ou supposées, de la bouche, des dents, des maxillaires et des tissus attenants, suivant les modalités fixées par le code de déontologie de la profession” (art. L 4141-1 du code de la Santé publique).</strong></em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARCDSF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 9\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 11\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 11\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>La CARCDSF verse une indemnité à partir du 91e jour d’arrêt de travail jusqu’au 1 095e jour.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5719\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Suite à un accident, un chirurgien dentiste est en incapacité de travail durant 4 mois. Son revenu annuel est de 117K€ soit 9 750 € par mois.</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 93,29 € / jour soit environ 2 798,7 € pour le dernier mois soit un manque à gagner de 6 951,30 €.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARCDSF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5720\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','CHIRURGIEN DENTISTE CARCDSF','','inherit','closed','closed','','5717-revision-v1','','','2016-02-16 11:06:06','2016-02-16 10:06:06','',5717,'https://360courtage.fr/5717-revision-v1/',0,'revision','',0),(5721,6,'2016-02-16 10:15:43','2016-02-16 09:15:43','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 9\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 11\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<em><strong>Le chirurgien-dentiste est celui qui “pratique l’art dentaire, ce qui comporte la prévention, le diagnostic et le traitement des maladies congénitales ou acquises, réelles ou supposées, de la bouche, des dents, des maxillaires et des tissus attenants, suivant les modalités fixées par le code de déontologie de la profession” (art. L 4141-1 du code de la Santé publique).</strong></em>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARCDSF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 9\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 11\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 11\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>La CARCDSF verse une indemnité à partir du 91e jour d’arrêt de travail jusqu’au 1 095e jour.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5719\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\"><b>Suite à un accident, un chirurgien dentiste est en</b> <b>incapacité de travail durant 4 mois. Son revenu</b> <b>annuel est de 117K€ soit 9 750 € par mois.</b></p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\">Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 93,29 € / jour soit environ 2 798,7 € pour le dernier mois soit un manque à gagner de 6 951,30 €.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARCDSF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5720\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','CHIRURGIEN DENTISTE CARCDSF','','inherit','closed','closed','','5717-revision-v1','','','2016-02-16 10:15:43','2016-02-16 09:15:43','',5717,'https://360courtage.fr/5717-revision-v1/',0,'revision','',0),(5722,7,'2016-02-16 10:17:17','2016-02-16 09:17:17','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<em><strong>Les obligations du commerçant sont l’immatriculation au RCS, l’ouverture d’un compte en banque ou d’un compte chèque postal, la tenue d’une comptabilité, l’affiliation à une caisse professionnelle de retraite, à une caisse d’assurance maladie et à l’URSAFF.</strong></em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong>\r\n\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_column_text]Il existe un régime spécifique pour les affectations de longue durée et en cas d’interruption de travail ou de soins continus. Dans ce cas, l’IJ peut être servie pendant une durée maximale de 3 ans calculée de date à date pour chaque affectation.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un commerçant ayant perçu respectivement au cours des 3 dernières années : 30 000 €, 27 000 € et 32 000 €, son revenu annuel moyen des 3 dernières années est égal à 29 666 €.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (29 666 € / 365 jours) = 81,28 €. Le montant de son indemnité journalière est de 40,64 €, soit deux fois moins que son gain journalier actuel.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un commerçant ayant perçu respectivement au cours des 3 dernières années : 3 000 €, 4 000 € et 2 000 €, son revenu annuel moyen des 3 dernières années est égal à 3 000 €.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5725\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','COMMERÇANT - RSI','','publish','closed','closed','','commercant-rsi','','','2016-02-16 11:48:06','2016-02-16 10:48:06','',5756,'https://360courtage.fr/artisan-rsi-2/',0,'page','',0),(5751,6,'2016-02-16 11:08:22','2016-02-16 10:08:22','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<em><strong>Les obligations du commerçant sont l’immatriculation au RCS, l’ouverture d’un compte en banque ou d’un compte chèque postal, la tenue d’une comptabilité, l’affiliation à une caisse professionnelle de retraite, à une caisse d’assurance maladie et à l’URSAFF.</strong></em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong>\r\n\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_column_text]Il existe un régime spécifique pour les affectations de longue durée et en cas d’interruption de travail ou de soins continus. Dans ce cas, l’IJ peut être servie pendant une durée maximale de 3 ans calculée de date à date pour chaque affectation.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un commerçant ayant perçu respectivement au cours des 3 dernières années : 30 000 €, 27 000 € et 32 000 €, son revenu annuel moyen des 3 dernières années est égal à 29 666 €.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (29 666 € / 365 jours) = 81,28 €. Le montant de son indemnité journalière est de 40,64 €, soit deux fois moins que son gain journalier actuel.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un commerçant ayant perçu respectivement au cours des 3 dernières années : 3 000 €, 4 000 € et 2 000 €, son revenu annuel moyen des 3 dernières années est égal à 3 000 €.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5725\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','COMMERÇANT - RSI','','inherit','closed','closed','','5722-revision-v1','','','2016-02-16 11:08:22','2016-02-16 10:08:22','',5722,'https://360courtage.fr/5722-revision-v1/',0,'revision','',0),(5723,6,'2016-02-16 10:28:22','2016-02-16 09:28:22','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 8\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 12\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\n<strong>Les obligations du commerçant sont l’immatriculation au RCS, l’ouverture d’un compte en banque ou d’un compte chèque postal, la tenue d’une comptabilité, l’affiliation à une caisse professionnelle de retraite, à une caisse d’assurance maladie et à l’URSAFF.</strong>\n\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\n<div class=\"page\" title=\"Page 8\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 12\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\n<strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong>\n\n</div>\n</div>\n</div>\n</div>\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\n\n</div>\n</div>\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_column_text]Il existe un régime spécifique pour les affectations de longue durée et en cas d’interruption de travail ou de soins continus. Dans ce cas, l’IJ peut être servie pendant une durée maximale de 3 ans calculée de date à date pour chaque affectation.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un commerçant ayant perçu respectivement au cours des 3 dernières années : 30 000 €, 27 000 € et 32 000 €, son revenu annuel moyen des 3 dernières années est égal à 29 666 €.\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (29 666 € / 365 jours) = 81,28 €. Le montant de son indemnité journalière est de 40,64 €, soit deux fois moins que son gain journalier actuel.\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un commerçant ayant perçu respectivement au cours des 3 dernières années : 3 000 €, 4 000 € et 2 000 €, son revenu annuel moyen des 3 dernières années est égal à 3 000 €.\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5709\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','COMMERÇANT - RSI','','inherit','closed','closed','','5722-autosave-v1','','','2016-02-16 10:28:22','2016-02-16 09:28:22','',5722,'https://360courtage.fr/5722-autosave-v1/',0,'revision','',0),(5725,6,'2016-02-16 10:28:54','2016-02-16 09:28:54','','commercant','','inherit','open','closed','','commercant','','','2016-02-16 10:28:54','2016-02-16 09:28:54','',5722,'https://360courtage.fr/sources/uploads/2016/02/commercant.png',0,'attachment','image/png',0),(5726,6,'2016-02-16 10:29:13','2016-02-16 09:29:13','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 12\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Les obligations du commerçant sont l’immatriculation au RCS, l’ouverture d’un compte en banque ou d’un compte chèque postal, la tenue d’une comptabilité, l’affiliation à une caisse professionnelle de retraite, à une caisse d’assurance maladie et à l’URSAFF.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 12\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_column_text]Il existe un régime spécifique pour les affectations de longue durée et en cas d’interruption de travail ou de soins continus. Dans ce cas, l’IJ peut être servie pendant une durée maximale de 3 ans calculée de date à date pour chaque affectation.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un commerçant ayant perçu respectivement au cours des 3 dernières années : 30 000 €, 27 000 € et 32 000 €, son revenu annuel moyen des 3 dernières années est égal à 29 666 €.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (29 666 € / 365 jours) = 81,28 €. Le montant de son indemnité journalière est de 40,64 €, soit deux fois moins que son gain journalier actuel.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un commerçant ayant perçu respectivement au cours des 3 dernières années : 3 000 €, 4 000 € et 2 000 €, son revenu annuel moyen des 3 dernières années est égal à 3 000 €.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Son gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5725\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','COMMERÇANT - RSI','','inherit','closed','closed','','5722-revision-v1','','','2016-02-16 10:29:13','2016-02-16 09:29:13','',5722,'https://360courtage.fr/5722-revision-v1/',0,'revision','',0),(5724,6,'2016-02-16 10:20:55','2016-02-16 09:20:55','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 12\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Les obligations du commerçant sont l’immatriculation au RCS, l’ouverture d’un compte en banque ou d’un compte chèque postal, la tenue d’une comptabilité, l’affiliation à une caisse professionnelle de retraite, à une caisse d’assurance maladie et à l’URSAFF.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 8\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 12\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<strong>Le montant des indemnités journalières est équivalent à 50% de votre revenu annuel moyen des 3 dernières années civiles.</strong>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<strong><span style=\"color: #99cc00;\">NOUVEAUTÉ 2015 :  En cas de revenu moyen sur 3 ans inférieur à 3 698€ : aucune indemnité.</span></strong>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5705\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_column_text]Il existe un régime spécifique pour les affectations de longue durée et en cas d’interruption de travail ou de soins continus. Dans ce cas, l’IJ peut être servie pendant une durée maximale de 3 ans calculée de date à date pour chaque affectation.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un serrurier ayant perçu respectivement au cours des 3 dernières années : 17 000 </b>€<b>, 22 000 </b>€ <b>et 20 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 19 666 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\">Son gain journalier (19 666 €/365 jours) = 53,88 €. Le montant de son indemnité journalier est de 26,94 €, soit deux fois moins que son gain journalier actuel.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un boulanger ayant perçu respectivement au cours des 3 dernières années : 3 000 </b>€<b>, 4 000 </b>€ <b>et 2 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 3 000 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nSon gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5709\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','COMMERÇANT - RSI','','inherit','closed','closed','','5722-revision-v1','','','2016-02-16 10:20:55','2016-02-16 09:20:55','',5722,'https://360courtage.fr/5722-revision-v1/',0,'revision','',0),(5727,7,'2016-02-16 10:30:26','2016-02-16 09:30:26','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','publish','closed','closed','','medecin-carmf','','','2016-02-16 11:48:06','2016-02-16 10:48:06','',5756,'https://360courtage.fr/artisan-rsi-2/',0,'page','',0),(5754,6,'2016-02-16 11:33:38','2016-02-16 10:33:38','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 11:33:38','2016-02-16 10:33:38','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5728,6,'2016-02-16 10:36:42','2016-02-16 09:36:42','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\n</em>\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5709\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-autosave-v1','','','2016-02-16 10:36:42','2016-02-16 09:36:42','',5727,'https://360courtage.fr/5727-autosave-v1/',0,'revision','',0),(5731,6,'2016-02-16 10:36:52','2016-02-16 09:36:52','','medecin2','','inherit','open','closed','','medecin2','','','2016-02-16 10:36:52','2016-02-16 09:36:52','',5727,'https://360courtage.fr/sources/uploads/2016/02/medecin2.png',0,'attachment','image/png',0),(5729,6,'2016-02-16 10:33:51','2016-02-16 09:33:51','','medecin','','inherit','open','closed','','medecin','','','2016-02-16 10:33:51','2016-02-16 09:33:51','',5727,'https://360courtage.fr/sources/uploads/2016/02/medecin.png',0,'attachment','image/png',0),(5732,6,'2016-02-16 10:37:02','2016-02-16 09:37:02','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 10:37:02','2016-02-16 09:37:02','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5730,6,'2016-02-16 10:34:02','2016-02-16 09:34:02','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un serrurier ayant perçu respectivement au cours des 3 dernières années : 17 000 </b>€<b>, 22 000 </b>€ <b>et 20 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 19 666 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<p class=\"p1\">Son gain journalier (19 666 €/365 jours) = 53,88 €. Le montant de son indemnité journalier est de 26,94 €, soit deux fois moins que son gain journalier actuel.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\n<b>Un boulanger ayant perçu respectivement au cours des 3 dernières années : 3 000 </b>€<b>, 4 000 </b>€ <b>et 2 000 </b>€<b>, son revenu annuel moyen des 3 dernières années est égal à 3 000 </b>€<b>. </b>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n<div class=\"page\" title=\"Page 1\">\r\n<div class=\"section\">\r\n<div class=\"layoutArea\">\r\n<div class=\"column\">\r\n\r\nSon gain journalier (3 000 €/365 jours) = 8,21 €. Le montant de son indemnité journalière est 0 € car le revenu annuel moyen est inférieur à 3 698€.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LE RSI\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5709\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 10:34:02','2016-02-16 09:34:02','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5733,6,'2016-02-16 10:39:43','2016-02-16 09:39:43','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h1|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 10:39:43','2016-02-16 09:39:43','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5734,6,'2016-02-16 10:40:21','2016-02-16 09:40:21','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLES\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 10:40:21','2016-02-16 09:40:21','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5735,6,'2016-02-16 10:40:44','2016-02-16 09:40:44','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 10:40:44','2016-02-16 09:40:44','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5736,7,'2016-02-16 10:41:29','2016-02-16 09:41:29','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong><em>Les pharmaciens exécutent habituellement des actes de commerce et sont donc des commerçants inscrits, à ce titre, au registre du commerce. Cependant, exerçant une profession libérale, ils bénéficient de leur régime de protection sociale. Le pharmacien est soumis à une obligation de moyens. Il a une mission essentiellement de conseil dans la délivrance des médicaments et de vérification des ordonnances (mais il ne peut pas les changer). Il est soumis au secret professionnel.</em></strong>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CAVP\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CAVP\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<strong>En cas d’invalidité :</strong>\r\nL’ouverture des droits aux prestations invalidité est examinée par une Commission de la CAVP composée de pharmaciens membres du Conseil d’administration et du médecin-conseil désigné par ces derniers.\r\n\r\n<strong>Les conditions d’attribution d’une pension d’invalidité :</strong>\r\n- être reconnu(e) atteint(e) d’une invalidité ne permettant plus l’exercice de votre activité professionnelle,\r\n- avoir cessé votre activité libérale et être radié(e) de l’Ordre des pharmaciens, - être cotisant à la CAVP et à jour de vos cotisations,\r\n- ne pas avoir l’âge de prétendre à la retraite.[/vc_column_text][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_single_image image=\"5738\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','LES PHARMACIENS - CAVP','','publish','closed','closed','','les-pharmaciens-cavp','','','2016-02-16 11:48:06','2016-02-16 10:48:06','',5756,'https://360courtage.fr/cipav-architecte-2/',0,'page','',0),(5740,6,'2016-02-16 10:48:42','2016-02-16 09:48:42','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong><em>Les pharmaciens exécutent habituellement des actes de commerce et sont donc des commerçants inscrits, à ce titre, au registre du commerce. Cependant, exerçant une profession libérale, ils bénéficient de leur régime de protection sociale. Le pharmacien est soumis à une obligation de moyens. Il a une mission essentiellement de conseil dans la délivrance des médicaments et de vérification des ordonnances (mais il ne peut pas les changer). Il est soumis au secret professionnel.</em></strong>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CAVP\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CAVP\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<strong>En cas d’invalidité :</strong>\r\nL’ouverture des droits aux prestations invalidité est examinée par une Commission de la CAVP composée de pharmaciens membres du Conseil d’administration et du médecin-conseil désigné par ces derniers.\r\n\r\n<strong>Les conditions d’attribution d’une pension d’invalidité :</strong>\r\n- être reconnu(e) atteint(e) d’une invalidité ne permettant plus l’exercice de votre activité professionnelle,\r\n- avoir cessé votre activité libérale et être radié(e) de l’Ordre des pharmaciens, - être cotisant à la CAVP et à jour de vos cotisations,\r\n- ne pas avoir l’âge de prétendre à la retraite.[/vc_column_text][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_single_image image=\"5738\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','LES PHARMACIENS - CAVP','','inherit','closed','closed','','5736-revision-v1','','','2016-02-16 10:48:42','2016-02-16 09:48:42','',5736,'https://360courtage.fr/5736-revision-v1/',0,'revision','',0),(5739,6,'2016-02-16 10:48:19','2016-02-16 09:48:19','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong><em>Les pharmaciens exécutent habituellement des actes de commerce et sont donc des commerçants inscrits, à ce titre, au registre du commerce. Cependant, exerçant une profession libérale, ils bénéficient de leur régime de protection sociale. Le pharmacien est soumis à une obligation de moyens. Il a une mission essentiellement de conseil dans la délivrance des médicaments et de vérification des ordonnances (mais il ne peut pas les changer). Il est soumis au secret professionnel.</em></strong>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CAVP\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n<p style=\"text-align: center;\">Aucune.</p>\r\n[/vc_column_text][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CAVP\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<strong>En cas d’invalidité :</strong>\r\nL’ouverture des droits aux prestations invalidité est examinée par une Commission de la CAVP composée de pharmaciens membres du Conseil d’administration et du médecin-conseil désigné par ces derniers.\r\n\r\n<strong>Les conditions d’attribution d’une pension d’invalidité :</strong>\r\n- être reconnu(e) atteint(e) d’une invalidité ne permettant plus l’exercice de votre activité professionnelle,\r\n- avoir cessé votre activité libérale et être radié(e) de l’Ordre des pharmaciens, - être cotisant à la CAVP et à jour de vos cotisations,\r\n- ne pas avoir l’âge de prétendre à la retraite.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_single_image image=\"5738\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','LES PHARMACIENS - CAVP','','inherit','closed','closed','','5736-revision-v1','','','2016-02-16 10:48:19','2016-02-16 09:48:19','',5736,'https://360courtage.fr/5736-revision-v1/',0,'revision','',0),(5737,6,'2016-02-16 10:43:43','2016-02-16 09:43:43','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong><em>Les pharmaciens exécutent habituellement des actes de commerce et sont donc des commerçants inscrits, à ce titre, au registre du commerce. Cependant, exerçant une profession libérale, ils bénéficient de leur régime de protection sociale. Le pharmacien est soumis à une obligation de moyens. Il a une mission essentiellement de conseil dans la délivrance des médicaments et de vérification des ordonnances (mais il ne peut pas les changer). Il est soumis au secret professionnel.</em></strong>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CAVP\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\n<p style=\"text-align: center;\">Aucune.</p>\n[/vc_column_text][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CAVP\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<strong>En cas d’invalidité :</strong>\nL’ouverture des droits aux prestations invalidité est examinée par une Commission de la CAVP composée de pharmaciens membres du Conseil d’administration et du médecin-conseil désigné par ces derniers.\n\n<strong>Les conditions d’attribution d’une pension d’invalidité :</strong>\n- être reconnu(e) atteint(e) d’une invalidité ne permettant plus l’exercice de votre activité professionnelle,\n- avoir cessé votre activité libérale et être radié(e) de l’Ordre des pharmaciens, - être cotisant à la CAVP et à jour de vos cotisations,\n- ne pas avoir l’âge de prétendre à la retraite.[/vc_column_text][vc_separator color=\"black\" style=\"dotted\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_single_image image=\"5659\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','LES PHARMACIENS - CAVP','','inherit','closed','closed','','5736-autosave-v1','','','2016-02-16 10:43:43','2016-02-16 09:43:43','',5736,'https://360courtage.fr/5736-autosave-v1/',0,'revision','',0),(5738,6,'2016-02-16 10:48:08','2016-02-16 09:48:08','','pharmaciens','','inherit','open','closed','','pharmaciens','','','2016-02-16 10:48:08','2016-02-16 09:48:08','',5736,'https://360courtage.fr/sources/uploads/2016/02/pharmaciens.png',0,'attachment','image/png',0),(5742,6,'2016-02-16 10:50:32','2016-02-16 09:50:32','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 10:50:32','2016-02-16 09:50:32','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5741,6,'2016-02-16 10:49:49','2016-02-16 09:49:49','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 10:49:49','2016-02-16 09:49:49','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5745,6,'2016-02-16 10:52:38','2016-02-16 09:52:38','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 10:52:38','2016-02-16 09:52:38','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5743,6,'2016-02-16 10:51:11','2016-02-16 09:51:11','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_row_inner][vc_column_inner][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 10:51:11','2016-02-16 09:51:11','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5744,6,'2016-02-16 10:51:33','2016-02-16 09:51:33','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_row_inner][vc_column_inner][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][/vc_column_inner][/vc_row_inner][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 10:51:33','2016-02-16 09:51:33','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5753,6,'2016-02-16 11:33:06','2016-02-16 10:33:06','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 11:33:06','2016-02-16 10:33:06','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5755,6,'2016-02-16 11:34:33','2016-02-16 10:34:33','[vc_row full_width=\"stretch_row_content\" bg_type=\"image\" parallax_style=\"vcpb-vz-jquery\" bg_image_new=\"1722|https://360courtage.fr/sources/uploads/2014/05/proteger-ses-salaries.png\" bg_image_repeat=\"no-repeat\" enable_overlay=\"enable_overlay_value\" overlay_color=\"#2485e5\" overlay_pattern=\"transperant\" overlay_pattern_opacity=\"80\" multi_color_overlay=\"uvc-multi-color-bg\" multi_color_overlay_opacity=\"20\" css=\".vc_custom_1454680592159{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #066fb6 !important;}\"][vc_column css=\".vc_custom_1454500411929{padding-top: 50px !important;padding-bottom: 25px !important;}\"][vc_custom_heading text=\"Arrêt de travail, invalidité, décès : PROTEGEZ VOS REVENUS\" font_container=\"tag:h1|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][vc_custom_heading text=\"Découvrez votre régime obligatoire\" font_container=\"tag:h3|text_align:center|color:%23ffffff\" use_theme_fonts=\"yes\"][just_icon icon=\"Defaults-angle-down\" icon_size=\"32\" icon_color=\"#ffffff\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1454504876413{background-color: #f7f7f7 !important;}\"][vc_column css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column_text]<strong>Personne qui prend part, habituellement ou par direction suivie, à l’établissement d’un diagnostic ou au traitement d’une maladie ou d’affections chirurgicales, congénitales ou acquises, par actes personnels, consultations verbales ou écrites ou par tous autres procédés (code de la Santé publique). Les médecins sont soumis aux obligations définies par la loi et le Code de déontologie. Ils doivent exercer leur profession dans l’indépendance professionnelle et financière.</strong><em>[/vc_column_text][vc_custom_heading text=\"LES INDEMNITÉS JOURNALIÈRES VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_column_text]\r\n</em>\r\n<h3>Le montant des cotisations est calculé en fonction des revenus non salariés 2013, et est divisé en 3 catégories :</h3>\r\n<strong>Classe A : revenus inférieurs à 38 040 € (1 PASS*)</strong>\r\n<strong> Classe B : revenus de 38 040 € (1 PASS*) à moins de 114 120 € (3 PASS*)</strong>\r\n<strong> Classe C : revenus supérieurs ou égaux à 114 120 € (3 PASS*)</strong>[/vc_column_text][vc_row_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"5729\" img_size=\"full\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][vc_separator color=\"black\" style=\"dotted\"][vc_custom_heading text=\"EXEMPLE\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\"][vc_row_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-male\" icon_size=\"62\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]<strong>Un médecin ayant un revenu de 65K€ annuel est en arrêt de travail durant 6 mois.\r\n</strong>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][just_icon icon=\"Defaults-angle-right\" icon_size=\"90\" icon_color=\"#066fb6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text]Pendant les 3 premiers mois, il ne percevra aucune indemnité. A partir du 91e jour d’arrêt de travail, il percevra 96 €/jour durant les 3 mois suivants soit 2 880 €/mois soit un manque à gagner de 2 537 €/mois.\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1454680800396{padding-top: 30px !important;}\"][vc_column width=\"1/6\" css=\".vc_custom_1454500390153{padding-top: 40px !important;padding-bottom: 40px !important;}\"][/vc_column][vc_column width=\"2/3\"][vc_custom_heading text=\"LES PRESTATIONS INVALIDITÉ-DÉCÈS VERSÉES PAR LA CARMF\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\"][vc_single_image image=\"5731\" img_size=\"full\" alignment=\"center\"][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row][vc_column][templatera id=\"5662\"][/vc_column][/vc_row]','MÉDECIN - CARMF','','inherit','closed','closed','','5727-revision-v1','','','2016-02-16 11:34:33','2016-02-16 10:34:33','',5727,'https://360courtage.fr/5727-revision-v1/',0,'revision','',0),(5756,5,'2016-02-16 11:41:55','2016-02-16 10:41:55','[vc_row el_class=\"listeServ prodList\" css=\".vc_custom_1450271215733{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 30px !important;background-color: #f7f7f7 !important;}\"][vc_column width=\"1/4\" el_class=\"listServItem firstItem\"][vc_single_image image=\"5761\" img_size=\"medium\" alignment=\"center\" el_class=\"listServPicto\"][vc_custom_heading text=\"ARTISAN\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/regimes-sociaux/artisan-rsi/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/4\" el_class=\"listServItem middleItem\"][vc_single_image image=\"5764\" img_size=\"938x938\" alignment=\"center\" el_class=\"listServPicto\"][vc_custom_heading text=\"COMMERCANT\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/regimes-sociaux/commercant-rsi/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/4\" el_class=\"listServItem middleItem\"][vc_single_image image=\"5770\" img_size=\"938x938\" alignment=\"center\" el_class=\"listServPicto\"][vc_custom_heading text=\"MÉDECIN\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/regimes-sociaux/medecin-carmf/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/4\" el_class=\"listServItem lastItem\"][vc_single_image image=\"5769\" img_size=\"938x938\" alignment=\"center\" el_class=\"listServPicto\"][vc_custom_heading text=\"CHIRURGIEN DENTISTE\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/regimes-sociaux/chirurgien-dentiste-carcdsf/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row el_class=\"listeServ prodList\" css=\".vc_custom_1450271215733{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 30px !important;background-color: #f7f7f7 !important;}\"][vc_column width=\"1/4\" el_class=\"listServItem firstItem\"][vc_single_image image=\"5768\" img_size=\"medium\" alignment=\"center\" el_class=\"listServPicto\"][vc_custom_heading text=\"AUXILIAIRE MÉDICALE\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/regimes-sociaux/auxiliaire-medicale-carpimko/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/4\" el_class=\"listServItem middleItem\"][vc_single_image image=\"5766\" img_size=\"938x938\" alignment=\"center\" el_class=\"listServPicto\"][vc_custom_heading text=\"ARCHITECTE \" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/regimes-sociaux/architecte-cipav/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/4\" el_class=\"listServItem middleItem\"][vc_single_image image=\"5767\" img_size=\"938x938\" alignment=\"center\" el_class=\"listServPicto\"][vc_custom_heading text=\"PHARMACIEN\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/regimes-sociaux/les-pharmaciens-cavp/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/4\" el_class=\"listServItem lastItem\"][vc_single_image image=\"5231\" img_size=\"938x938\" alignment=\"center\" el_class=\"listServPicto\"][vc_custom_heading text=\"PROFESSIONS LIBÉRALES\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/regimes-sociaux/professions-liberales-cipav/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row el_class=\"listeServ prodList\" css=\".vc_custom_1450271215733{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 30px !important;background-color: #f7f7f7 !important;}\"][vc_column width=\"1/4\" el_class=\"listServItem firstItem\"][vc_single_image image=\"3241\" img_size=\"medium\" alignment=\"center\" el_class=\"listServPicto\"][vc_custom_heading text=\"AUTRES PROFESSIONS\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/regimes-sociaux/autres-professions-cipav/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row full_width=\"stretch_row\" el_class=\"contNousBlk\" css=\".vc_custom_1450760338984{margin-bottom: 0px !important;background-color: #f0f0f0 !important;}\"][vc_column width=\"1/2\"][vc_single_image image=\"3188\" img_size=\"500x385\" alignment=\"center\" el_class=\"contNousImg\" css=\".vc_custom_1450715829273{margin-bottom: 0px !important;}\"][/vc_column][vc_column width=\"1/2\"][vc_btn title=\"UNE QUESTION ? 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CONTACTEZ-NOUS\" style=\"custom\" custom_background=\"#0f70b7\" custom_text=\"#ffffff\" shape=\"square\" size=\"lg\" align=\"center\" i_align=\"right\" i_icon_fontawesome=\"fa fa-weixin\" add_icon=\"true\" el_class=\"buttonBlk\" link=\"url:https%3A%2F%2F360courtage.fr%2Fcontact-360-courtage%2F||\"][/vc_column][/vc_row]','Régimes Sociaux','','inherit','closed','closed','','5756-revision-v1','','','2016-02-16 12:00:12','2016-02-16 11:00:12','',5756,'https://360courtage.fr/5756-revision-v1/',0,'revision','',0),(5774,6,'2016-02-16 13:58:20','2016-02-16 12:58:20','','entreprise','','inherit','open','closed','','entreprise','','','2016-02-16 13:58:20','2016-02-16 12:58:20','',2631,'https://360courtage.fr/sources/uploads/2015/04/entreprise.png',0,'attachment','image/png',0),(5775,6,'2016-02-16 13:58:21','2016-02-16 12:58:21','','famille','','inherit','open','closed','','famille','','','2016-02-16 13:58:21','2016-02-16 12:58:21','',2631,'https://360courtage.fr/sources/uploads/2015/04/famille.png',0,'attachment','image/png',0),(5776,6,'2017-08-07 16:03:26','2017-08-07 15:03:26','[vc_row css=\".vc_custom_1449056316066{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 40px !important;}\" el_class=\"welcomeBlks\"][vc_column width=\"1/3\" el_class=\"welcomeBlk firstBlk\"][just_icon icon=\"Defaults-check\" icon_size=\"45\" icon_color=\"#066fb6\" css_just_icon=\".vc_custom_1467185174913{padding-bottom: 30px !important;}\"][vc_custom_heading text=\"UNE OFFRE ÉLARGIE ET DIVERSIFIÉE\" font_container=\"tag:h4|text_align:center\" link=\"url:%2Fnotre-expertise%2F||\" el_class=\"welcomeHeading\"][vc_column_text el_class=\"welcomeDesk\"]\r\n<p style=\"text-align: center;\">Un choix de fournisseurs sélectionnés en fonction de leurs spécificités</p>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/3\" el_class=\"welcomeBlk middleBlk\"][just_icon icon=\"Defaults-map-marker\" icon_size=\"45\" icon_color=\"#066fb6\" css_just_icon=\".vc_custom_1467014677542{padding-bottom: 30px !important;}\"][vc_custom_heading text=\"UNE PROXIMITÉ\" font_container=\"tag:h4|text_align:center\" link=\"url:%2Fnos-agences%2F||\" el_class=\"welcomeHeading\"][vc_column_text el_class=\"welcomeDesk\"]\r\n<p style=\"text-align: center;\">Parce que établir une relation de confiance avec son conseiller c’est important, nous sommes à vos côtés pour vous épauler et vous conseiller.</p>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/3\" el_class=\"welcomeBlk lastBlk\"][just_icon icon=\"Defaults-group users\" icon_size=\"45\" icon_color=\"#066fb6\" css_just_icon=\".vc_custom_1467014688167{padding-bottom: 30px !important;}\"][vc_custom_heading text=\"UN RÉSEAU\" font_container=\"tag:h4|text_align:center\" link=\"url:%2Fnos-agences%2F||\" el_class=\"welcomeHeading\"][vc_column_text el_class=\"welcomeDesk\"]\r\n<p style=\"text-align: center;\">Un réseau de partenaires courtiers en assurances, experts et indépendants spécialisés en protection sociale.</p>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row full_width=\"stretch_row\" css=\".vc_custom_1466522131620{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][vc_column width=\"1/2\" css=\".vc_custom_1467114148801{margin-left: 0px !important;padding-top: 50px !important;padding-bottom: 50px !important;background-color: #4c4c4c !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][vc_custom_heading text=\"Vous avez besoin d\'une assurance pour votre famille ?\" font_container=\"tag:p|font_size:20px|text_align:center|color:%23ffffff|line_height:24px\" google_fonts=\"font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal\"][vc_empty_space height=\"5px\"][vc_btn title=\"Découvrez nos offres\" style=\"outline-custom\" outline_custom_color=\"#ffffff\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"sm\" align=\"center\" link=\"url:https%3A%2F%2F360courtage.fr%2Fparticuliers%2F||\"][/vc_column][vc_column width=\"1/2\" css=\".vc_custom_1467114378713{margin-right: 0px !important;padding-top: 50px !important;padding-bottom: 50px !important;background-color: #066fb6 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][vc_custom_heading text=\"Vous avez besoin d\'une assurance pour votre entreprise ?\" font_container=\"tag:p|font_size:20px|text_align:center|color:%23ffffff|line_height:24px\" google_fonts=\"font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal\"][vc_empty_space height=\"5px\"][vc_btn title=\"Découvrez nos offres\" style=\"outline-custom\" outline_custom_color=\"#ffffff\" outline_custom_hover_background=\"#ffffff\" outline_custom_hover_text=\"#066fb6\" size=\"sm\" align=\"center\" link=\"url:https%3A%2F%2F360courtage.fr%2Fpro-et-entreprises%2F||\"][/vc_column][/vc_row][vc_row css=\".vc_custom_1466684849417{padding-top: 30px !important;}\"][vc_column css=\".vc_custom_1466524817210{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;}\"][vc_custom_heading text=\"Réalisez votre devis en quelques clics !\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\" css=\".vc_custom_1449132107864{margin-bottom: 40px !important;border-bottom-width: 1px !important;padding-bottom: 40px !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;}\" el_class=\"sectionCentredHeading\"][vc_row_inner][vc_column_inner width=\"1/4\"][just_icon icon_type=\"custom\" icon_img=\"id^6066|url^https://360courtage.fr/sources/uploads/2016/06/assurance.png|caption^null|alt^null|title^assurance|description^null\" img_width=\"45\"][vc_custom_heading text=\"ASSURANCE DE PRÊT\" font_container=\"tag:h4|text_align:center\" link=\"||\" el_class=\"welcomeHeading\" css=\".vc_custom_1466763055158{padding-top: 20px !important;padding-bottom: 20px !important;}\"][vc_btn title=\"RÉALISEZ VOTRE DEVIS\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"xs\" align=\"center\" link=\"url:http%3A%2F%2Ftarif-assurance-pret-immobilier.april.fr%2F%3FLI%3DAFAB570B-149F-4B94-8FEB-06CD88D45804%26CO%3D84824||target:%20_blank\"][/vc_column_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-plus-square\" icon_size=\"45\" icon_color=\"#066fb6\"][vc_custom_heading text=\"OBSÈQUE\" font_container=\"tag:h4|text_align:center\" link=\"||\" el_class=\"welcomeHeading\" css=\".vc_custom_1466763061936{padding-top: 20px !important;padding-bottom: 20px !important;}\"][vc_btn title=\"RÉALISEZ VOTRE DEVIS\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"xs\" align=\"center\" link=\"url:http%3A%2F%2Ftarif-assurance-obseques.april.fr%2F%3FLI%3DAFAB570B-149F-4B94-8FEB-06CD88D45804%26CO%3D84824||target:%20_blank\"][/vc_column_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-heartbeat\" icon_size=\"45\" icon_color=\"#066fb6\"][vc_custom_heading text=\"COMPLÉMENTAIRE SANTÉ\" font_container=\"tag:h4|text_align:center\" link=\"||\" el_class=\"welcomeHeading\" css=\".vc_custom_1466763067880{padding-top: 20px !important;padding-bottom: 20px !important;}\"][vc_btn title=\"RÉALISEZ VOTRE DEVIS\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"xs\" align=\"center\" link=\"url:http%3A%2F%2Ftarif-complementaire-sante.april.fr%2F%3FLI%3DAFAB570B-149F-4B94-8FEB-06CD88D45804%26amp%3BCO%3D84824||target:%20_blank\"][/vc_column_inner][vc_column_inner width=\"1/4\"][just_icon icon=\"Defaults-umbrella\" icon_size=\"45\" icon_color=\"#066fb6\"][vc_custom_heading text=\"PRÉVOYANCE PRO\" font_container=\"tag:h4|text_align:center\" link=\"||\" el_class=\"welcomeHeading\" css=\".vc_custom_1466763079271{padding-top: 20px !important;padding-bottom: 20px !important;}\"][vc_btn title=\"RÉALISEZ VOTRE DEVIS\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"xs\" align=\"center\" link=\"url:http%3A%2F%2Ftarif-assurance-prevoyance-professionnel.april.fr%2F%3FLI%3D%257bAFAB570B-149F-4B94-8FEB-06CD88D45804%257d%26PO%3DCO%253a84824||target:%20_blank\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=\"stretch_row\" bg_type=\"bg_color\" css=\".vc_custom_1466759808820{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 40px !important;}\" bg_color_value=\"#f9f9f9\"][vc_column][vc_column_text]\r\n<h2 style=\"text-align: center;\">TÉLÉSÉLECTION MÉDICALE</h2>\r\n<h5 style=\"text-align: center;\">L’assurance de prêt sans formalité obligatoire*</h5>\r\n[/vc_column_text][vc_separator][vc_row_inner][vc_column_inner width=\"1/3\"][just_icon icon=\"Defaults-clock-o\" icon_size=\"45\" icon_color=\"#066fb6\"][vc_custom_heading text=\"GAINS DE TEMPS\" font_container=\"tag:h4|text_align:center\" link=\"url:http%3A%2F%2Fwww.teleselection-medicale.fr%2F||target:%20_blank\" el_class=\"welcomeHeading\" css=\".vc_custom_1466763299222{padding-top: 20px !important;padding-bottom: 20px !important;}\"][vc_column_text]\r\n<p style=\"text-align: center;\">Déclarer vos informations relatives à\r\nvotre état de santé par téléphone</p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][just_icon icon=\"Defaults-paper-plane send\" icon_size=\"45\" icon_color=\"#066fb6\"][vc_custom_heading text=\"RÉACTIVITÉ\" font_container=\"tag:h4|text_align:center\" link=\"url:http%3A%2F%2Fwww.teleselection-medicale.fr%2F||target:%20_blank\" el_class=\"welcomeHeading\" css=\".vc_custom_1466763307289{padding-top: 20px !important;padding-bottom: 20px !important;}\"][vc_column_text]\r\n<p style=\"text-align: center;\">60% de décision sont réalisé sous 24H*</p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][just_icon icon=\"Defaults-thumbs-o-up\" icon_size=\"45\" icon_color=\"#066fb6\"][vc_custom_heading text=\"INÉDIT\" font_container=\"tag:h4|text_align:center\" link=\"url:http%3A%2F%2Fwww.teleselection-medicale.fr%2F||target:%20_blank\" el_class=\"welcomeHeading\" css=\".vc_custom_1466763314442{padding-top: 20px !important;padding-bottom: 20px !important;}\"][vc_column_text]\r\n<p style=\"text-align: center;\">Pas de formalité obligatoire*</p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1466762942219{padding-top: 40px !important;}\"][vc_column_inner][vc_btn title=\"DÉCOUVRIR LA TÉLÉSÉLECTION MÉDICALE\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" align=\"center\" link=\"url:http%3A%2F%2Fwww.teleselection-medicale.fr%2F||target:%20_blank\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=\"stretch_row\" css=\".vc_custom_1466762775172{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 40px !important;}\"][vc_column][vc_custom_heading text=\"DES ASSURANCES ADAPTÉES À VOS BESOINS\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\" css=\".vc_custom_1467208849269{margin-bottom: 40px !important;border-bottom-width: 1px !important;padding-bottom: 40px !important;border-bottom-color: #bcbcbc !important;border-bottom-style: solid !important;}\" el_class=\"sectionCentredHeading\"][vc_row_inner][vc_column_inner width=\"1/4\"][vc_btn title=\"ASSURANCE DE PRÊT \" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"lg\" align=\"center\" i_align=\"right\" i_type=\"typicons\" i_icon_typicons=\"typcn typcn-chevron-right\" link=\"url:https%3A%2F%2F360courtage.fr%2Fparticuliers%2Fse-proteger%2Fassurance-de-pret-courtier%2F||\" button_block=\"true\" add_icon=\"true\"][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_btn title=\"RETRAITE MADELIN\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"lg\" align=\"center\" i_align=\"right\" i_type=\"typicons\" i_icon_typicons=\"typcn typcn-chevron-right\" link=\"url:https%3A%2F%2F360courtage.fr%2Fpro-et-entreprises%2Fse-proteger%2Fretraite-madelin%2F||\" button_block=\"true\" add_icon=\"true\"][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_btn title=\"PRÉVOYANCE MADELIN\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"lg\" align=\"center\" i_align=\"right\" i_type=\"typicons\" i_icon_typicons=\"typcn typcn-chevron-right\" link=\"url:https%3A%2F%2F360courtage.fr%2Fpro-et-entreprises%2Fse-proteger%2Fprevoyance-madelin%2F||\" button_block=\"true\" add_icon=\"true\"][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_btn title=\"HOMME CLÉ\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"lg\" align=\"center\" i_align=\"right\" i_type=\"typicons\" i_icon_typicons=\"typcn typcn-chevron-right\" link=\"url:https%3A%2F%2F360courtage.fr%2Fpro-et-entreprises%2Fse-proteger%2Fassurance-homme-cle-courtier%2F||\" button_block=\"true\" add_icon=\"true\"][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/4\"][vc_btn title=\"RC DÉCENNALE\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"lg\" align=\"center\" i_align=\"right\" i_type=\"typicons\" i_icon_typicons=\"typcn typcn-chevron-right\" link=\"url:https%3A%2F%2F360courtage.fr%2Fpro-et-entreprises%2Fproteger-son-activite%2Frc-decennale%2F||\" button_block=\"true\" add_icon=\"true\"][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_btn title=\"COMPLÉMENTAIRE SANTÉ\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"lg\" align=\"center\" i_align=\"right\" i_type=\"typicons\" i_icon_typicons=\"typcn typcn-chevron-right\" link=\"url:https%3A%2F%2F360courtage.fr%2Fparticuliers%2Fse-proteger%2Fcomplementaire-sante-courtier%2F||\" button_block=\"true\" add_icon=\"true\"][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_btn title=\"DOMMAGE OUVRAGE\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"lg\" align=\"center\" i_align=\"right\" i_type=\"typicons\" i_icon_typicons=\"typcn typcn-chevron-right\" link=\"url:https%3A%2F%2F360courtage.fr%2Fpro-et-entreprises%2Fproteger-son-activite%2Fdommage-ouvrage%2F||\" button_block=\"true\" add_icon=\"true\"][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_btn title=\"CRÉDIT IMMOBILIER\" style=\"outline-custom\" outline_custom_color=\"#066fb6\" outline_custom_hover_background=\"#666666\" outline_custom_hover_text=\"#ffffff\" size=\"lg\" align=\"center\" i_align=\"right\" i_type=\"typicons\" i_icon_typicons=\"typcn typcn-chevron-right\" link=\"url:https%3A%2F%2F360courtage.fr%2Ffinancement%2F||\" button_block=\"true\" add_icon=\"true\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1449134357948{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 0px !important;}\"][vc_column][vc_custom_heading text=\"Nos experts à vos cotés\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\" css=\".vc_custom_1449132143864{margin-bottom: 40px !important;border-bottom-width: 1px !important;padding-bottom: 40px !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;}\" el_class=\"sectionCentredHeading\"][/vc_column][/vc_row][vc_row el_class=\"prePreFooterBlks\" css=\".vc_custom_1449134985363{padding-bottom: 60px !important;}\"][vc_column width=\"1/3\" css=\".vc_custom_1450704954582{padding-top: 0px !important;padding-right: 8px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"][vc_row_inner css=\".vc_custom_1467211997171{border-top-width: 3px !important;border-bottom-width: 3px !important;background-color: #ffffff !important;border-top-color: #066fb6 !important;border-top-style: solid !important;border-bottom-color: #066fb6 !important;border-bottom-style: solid !important;}\" el_class=\"prePreFooterBlkItem\"][vc_column_inner width=\"1/3\" css=\".vc_custom_1450705091607{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"][vc_single_image image=\"2904\" onclick=\"custom_link\" link=\"https://360courtage.fr/contact-360-courtage/\" css=\".vc_custom_1450705227922{margin-bottom: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"2/3\" css=\".vc_custom_1450705102731{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"][vc_custom_heading text=\"CONTACTEZ-NOUS\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\" link=\"url:https%3A%2F%2F360courtage.fr%2Fcontact-360-courtage%2F||\"][vc_custom_heading text=\"03 21 67 70 64\" font_container=\"tag:h5|text_align:left\" use_theme_fonts=\"yes\" link=\"url:https%3A%2F%2F360courtage.fr%2Fcontact-360-courtage%2F||\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/3\" css=\".vc_custom_1450704964247{padding-top: 0px !important;padding-right: 8px !important;padding-bottom: 0px !important;padding-left: 8px !important;}\"][vc_row_inner css=\".vc_custom_1467107133269{border-top-width: 3px !important;border-bottom-width: 3px !important;background-color: #ffffff !important;border-top-color: #066fb6 !important;border-top-style: solid !important;border-bottom-color: #066fb6 !important;border-bottom-style: solid !important;}\" el_class=\"prePreFooterBlkItem\"][vc_column_inner width=\"1/3\" css=\".vc_custom_1450705080778{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"][vc_single_image image=\"2994\" onclick=\"custom_link\" link=\"https://360courtage.fr/nos-packs-metiers/\" css=\".vc_custom_1450705241699{margin-bottom: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"2/3\" css=\".vc_custom_1450705117309{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"][vc_custom_heading text=\"PACK METIER\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\" link=\"url:https%3A%2F%2F360courtage.fr%2Fnos-packs-metiers%2F||\"][vc_custom_heading text=\"Découvrez nos packs\" font_container=\"tag:h5|text_align:left\" use_theme_fonts=\"yes\" link=\"url:https%3A%2F%2F360courtage.fr%2Fnos-packs-metiers%2F||\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/3\" css=\".vc_custom_1450705050685{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 8px !important;}\"][vc_row_inner css=\".vc_custom_1467107143707{border-top-width: 3px !important;border-bottom-width: 3px !important;background-color: #ffffff !important;border-top-color: #066fb6 !important;border-top-style: solid !important;border-bottom-color: #066fb6 !important;border-bottom-style: solid !important;}\" el_class=\"prePreFooterBlkItem\"][vc_column_inner width=\"1/3\" css=\".vc_custom_1450705072812{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"][vc_single_image image=\"3137\" onclick=\"custom_link\" link=\"https://360courtage.fr/nos-partenaires/\" css=\".vc_custom_1463682992552{margin-bottom: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"2/3\" css=\".vc_custom_1450705127909{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"][vc_custom_heading text=\"NOTRE RÉSEAU\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\" link=\"url:https%3A%2F%2F360courtage.fr%2Fnos-partenaires%2F||\"][vc_custom_heading text=\"Nos Partenaires\" font_container=\"tag:h5|text_align:left\" use_theme_fonts=\"yes\" link=\"url:https%3A%2F%2F360courtage.fr%2Fnos-partenaires%2F||\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]','Home','','inherit','closed','closed','','2631-autosave-v1','','','2017-08-07 16:03:26','2017-08-07 15:03:26','',2631,'https://360courtage.fr/2631-autosave-v1/',0,'revision','',0),(5777,6,'2016-02-16 13:58:50','2016-02-16 12:58:50','[vc_row css=\".vc_custom_1449056316066{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 40px !important;}\" el_class=\"welcomeBlks\"][vc_column width=\"1/3\" el_class=\"welcomeBlk firstBlk\"][vc_single_image image=\"5030\" img_size=\"180x180\" alignment=\"center\" el_class=\"welcomePicto\"][vc_custom_heading text=\"UNE OFFRE ÉLARGIE ET DIVERSIFIÉE\" font_container=\"tag:h4|text_align:center\" link=\"url:%2Fnotre-expertise%2F||\" el_class=\"welcomeHeading\"][vc_column_text el_class=\"welcomeDesk\"]\r\n<p style=\"text-align: center;\">Un choix de fournisseurs sélectionnés en fonction de leurs spécificités</p>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/3\" el_class=\"welcomeBlk middleBlk\"][vc_single_image image=\"5028\" img_size=\"180x180\" alignment=\"center\" el_class=\"welcomePicto\"][vc_custom_heading text=\"UNE PROXIMITÉ\" font_container=\"tag:h4|text_align:center\" link=\"url:%2Fnos-agences%2F||\" el_class=\"welcomeHeading\"][vc_column_text el_class=\"welcomeDesk\"]\r\n<p style=\"text-align: center;\">Parce que établir une relation de confiance avec son conseiller c’est important, nous sommes à vos côtés pour vous épauler et vous conseiller.</p>\r\n[/vc_column_text][/vc_column][vc_column width=\"1/3\" el_class=\"welcomeBlk lastBlk\"][vc_single_image image=\"5029\" img_size=\"180x180\" alignment=\"center\" el_class=\"welcomePicto\"][vc_custom_heading text=\"UN RÉSEAU\" font_container=\"tag:h4|text_align:center\" link=\"url:%2Fnos-agences%2F||\" el_class=\"welcomeHeading\"][vc_column_text el_class=\"welcomeDesk\"]\r\n<p style=\"text-align: center;\">Un réseau de partenaires courtiers en assurances, experts et indépendants spécialisés en protection sociale.</p>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row css=\".vc_custom_1449085228576{margin-bottom: 0px !important;padding-top: 60px !important;padding-bottom: 60px !important;background-color: #f7f7f7 !important;}\" el_class=\"propartBlks\"][vc_column width=\"1/2\" el_class=\"welcomeBlk firstBlk\"][vc_row_inner el_class=\"partBlk\"][vc_column_inner width=\"1/3\" css=\".vc_custom_1450704129152{padding-right: 0px !important;padding-left: 0px !important;}\"][vc_single_image image=\"5775\" img_size=\"150X150\" onclick=\"custom_link\" el_class=\"propartPicto\" link=\"/particuliers/\"][/vc_column_inner][vc_column_inner width=\"2/3\"][vc_custom_heading text=\"VOUS AVEZ BESOIN D’UNE ASSURANCE\r\nPOUR VOTRE FAMILLE ?\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\" link=\"url:%2Fnotre-expertise%2F||\" el_class=\"propartHeading\"][vc_column_text el_class=\"propartBtn\"]<a class=\"button medium\" href=\"/particuliers/\">DÉCOUVRIR NOS OFFRES</a>[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/2\" el_class=\"welcomeBlk middleBlk\"][vc_row_inner el_class=\"proBlk\"][vc_column_inner width=\"1/3\"][vc_single_image image=\"5774\" img_size=\"150X150\" onclick=\"custom_link\" el_class=\"propartPicto\" link=\"/pro-et-entreprises/\"][/vc_column_inner][vc_column_inner width=\"2/3\"][vc_custom_heading text=\"VOUS AVEZ BESOIN D’UNE ASSURANCE\r\nPOUR VOTRE ENTREPRISE ?\" font_container=\"tag:h4|text_align:left\" use_theme_fonts=\"yes\" link=\"url:%2Fnotre-expertise%2F||\" el_class=\"propartHeading\"][vc_column_text el_class=\"propartBtn\"]<a class=\"button medium\" href=\"/pro-et-entreprises/\">DÉCOUVRIR NOS OFFRES</a>[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=\".vc_custom_1449132286162{padding-top: 40px !important;padding-bottom: 40px !important;}\" el_class=\"devBlksSection\"][vc_column][vc_custom_heading text=\"Réalisez votre devis en quelques clics !\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\" css=\".vc_custom_1449132107864{margin-bottom: 40px !important;border-bottom-width: 1px !important;padding-bottom: 40px !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;}\" el_class=\"sectionCentredHeading\"][ultimate_carousel slides_on_desk=\"4\" slides_on_tabs=\"2\" slides_on_mob=\"1\" arrows=\"off\" dots=\"off\" item_animation=\"fadeInUpBig\" item_space=\"5\"][vc_row_inner css=\".vc_custom_1449091334056{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #03acdc !important;border-left-color: #0493bc !important;border-left-style: solid !important;border-right-color: #0493bc !important;border-right-style: solid !important;border-top-color: #0493bc !important;border-top-style: solid !important;border-bottom-color: #0493bc !important;border-bottom-style: solid !important;}\" el_class=\"devBlkItem\"][vc_column_inner][vc_single_image image=\"5035\" img_size=\"260x260\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" el_class=\"devBlkPicto\" link=\"http://tarif-assurance-pret-immobilier.april.fr/?LI=AFAB570B-149F-4B94-8FEB-06CD88D45804&amp;CO=84824\"][vc_custom_heading text=\"ASSURANCE DE PRÊT\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"devBlkHeading\" link=\"url:http%3A%2F%2Ftarif-assurance-pret-immobilier.april.fr%2F%3FLI%3DAFAB570B-149F-4B94-8FEB-06CD88D45804%26CO%3D84824||target:%20_blank\"][vc_column_text el_class=\"devBlkBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"http://tarif-assurance-pret-immobilier.april.fr/?LI=AFAB570B-149F-4B94-8FEB-06CD88D45804&amp;CO=84824\" target=\"_blank\">RÉALISEZ VOTRE DEVIS</a></p>\r\n[/vc_column_text][vc_single_image image=\"2875\" img_size=\"1000x316\" alignment=\"center\" el_class=\"devBlkAgrement\" css=\".vc_custom_1449133160944{margin-bottom: 0px !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1449091376499{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #e53f51 !important;border-left-color: #c42a3b !important;border-left-style: solid !important;border-right-color: #c42a3b !important;border-right-style: solid !important;border-top-color: #c42a3b !important;border-top-style: solid !important;border-bottom-color: #c42a3b !important;border-bottom-style: solid !important;}\" el_class=\"devBlkItem\"][vc_column_inner css=\".vc_custom_1450704451423{border-bottom-width: 0px !important;padding-top: 0px !important;}\"][vc_single_image image=\"5034\" img_size=\"260x260\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" el_class=\"devBlkPicto\" link=\"http://tarif-complementaire-sante.april.fr/?LI=AFAB570B-149F-4B94-8FEB-06CD88D45804&amp;CO=84824\"][vc_custom_heading text=\"COMPLÉMENTAIRE SANTÉ\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"devBlkHeading\" link=\"url:http%3A%2F%2Ftarif-complementaire-sante.april.fr%2F%3FLI%3DAFAB570B-149F-4B94-8FEB-06CD88D45804%26amp%3BCO%3D84824||target:%20_blank\"][vc_column_text el_class=\"devBlkBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"http://tarif-complementaire-sante.april.fr/?LI=AFAB570B-149F-4B94-8FEB-06CD88D45804&amp;CO=84824\" target=\"_blank\">RÉALISEZ VOTRE DEVIS</a></p>\r\n[/vc_column_text][vc_single_image image=\"2875\" img_size=\"1000x316\" alignment=\"center\" el_class=\"devBlkAgrement\" css=\".vc_custom_1449133195431{margin-bottom: 0px !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1449091629697{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #8fbe32 !important;border-left-color: #6f9327 !important;border-left-style: solid !important;border-right-color: #6f9327 !important;border-right-style: solid !important;border-top-color: #6f9327 !important;border-top-style: solid !important;border-bottom-color: #6f9327 !important;border-bottom-style: solid !important;}\" el_class=\"devBlkItem\"][vc_column_inner][vc_single_image image=\"5033\" img_size=\"260x260\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" el_class=\"devBlkPicto\" link=\"http://tarif-assurance-sante-chiens-chats.april.fr/#/?CO=84824&amp;LI=AFAB570B-149F-4B94-8FEB-06CD88D45804\"][vc_custom_heading text=\"CHIEN &amp; CHAT\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"devBlkHeading\" link=\"url:http%3A%2F%2Ftarif-assurance-sante-chiens-chats.april.fr%2F%23%2F%3FCO%3D84824%26LI%3DAFAB570B-149F-4B94-8FEB-06CD88D45804||target:%20_blank\"][vc_column_text el_class=\"devBlkBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"http://tarif-assurance-sante-chiens-chats.april.fr/#/?CO=84824&amp;LI=AFAB570B-149F-4B94-8FEB-06CD88D45804\" target=\"_blank\">RÉALISEZ VOTRE DEVIS</a></p>\r\n[/vc_column_text][vc_single_image image=\"2875\" img_size=\"1000x316\" alignment=\"center\" el_class=\"devBlkAgrement\" css=\".vc_custom_1449133213419{margin-bottom: 0px !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1449091677394{border-top-width: 3px !important;border-right-width: 3px !important;border-bottom-width: 3px !important;border-left-width: 3px !important;padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #f98805 !important;border-left-color: #e67f08 !important;border-left-style: solid !important;border-right-color: #e67f08 !important;border-right-style: solid !important;border-top-color: #e67f08 !important;border-top-style: solid !important;border-bottom-color: #e67f08 !important;border-bottom-style: solid !important;}\" el_class=\"devBlkItem\"][vc_column_inner][vc_single_image image=\"5032\" img_size=\"260x260\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" el_class=\"devBlkPicto\" link=\"http://tarif-assurance-prevoyance-professionnel.april.fr/?LI=%7bAFAB570B-149F-4B94-8FEB-06CD88D45804%7d&amp;PO=CO%3a84824\"][vc_custom_heading text=\"PRÉVOYANCE PRO\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"devBlkHeading\" link=\"url:http%3A%2F%2Ftarif-assurance-prevoyance-professionnel.april.fr%2F%3FLI%3D%257bAFAB570B-149F-4B94-8FEB-06CD88D45804%257d%26PO%3DCO%253a84824||target:%20_blank\"][vc_column_text el_class=\"devBlkBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"http://tarif-assurance-prevoyance-professionnel.april.fr/?LI=%7bAFAB570B-149F-4B94-8FEB-06CD88D45804%7d&amp;PO=CO%3a84824\" target=\"_blank\">RÉALISEZ VOTRE DEVIS</a></p>\r\n[/vc_column_text][vc_single_image image=\"2875\" img_size=\"1000x316\" alignment=\"center\" el_class=\"devBlkAgrement\" css=\".vc_custom_1449133244911{margin-bottom: 0px !important;}\"][/vc_column_inner][/vc_row_inner][/ultimate_carousel][/vc_column][/vc_row][vc_row css=\".vc_custom_1449087413344{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 40px !important;background-color: #f7f7f7 !important;}\" el_class=\"listeServ\"][vc_column][vc_custom_heading text=\"360° de solutions d’assurances !\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\" css=\".vc_custom_1449132125584{margin-bottom: 40px !important;border-bottom-width: 1px !important;padding-bottom: 40px !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;}\" el_class=\"sectionCentredHeading\"][ultimate_carousel slides_on_desk=\"4\" slides_on_tabs=\"2\" slides_on_mob=\"1\" arrow_color=\"#b7b7b7\" dots=\"off\" item_animation=\"fadeInUpBig\"][vc_row_inner css=\".vc_custom_1449088026039{border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #efefef !important;border-left-style: solid !important;border-right-color: #efefef !important;border-right-style: solid !important;border-top-color: #efefef !important;border-top-style: solid !important;}\" el_class=\"listServItem\"][vc_column_inner css=\".vc_custom_1449311700040{border-bottom-width: 3px !important;border-bottom-color: #3b3f42 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"5459\" img_size=\"932x932\" alignment=\"center\" onclick=\"custom_link\" el_class=\"listServPicto\" link=\"https://360courtage.fr/particuliers/se-proteger/assurance-de-pret-courtier/\"][vc_custom_heading text=\"ASSURANCE DE PRÊT\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\" link=\"url:https%3A%2F%2F360courtage.fr%2Fparticuliers%2Fse-proteger%2Fassurance-de-pret-courtier%2F||\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/particuliers/se-proteger/assurance-de-pret-courtier/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1449088026039{border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #efefef !important;border-left-style: solid !important;border-right-color: #efefef !important;border-right-style: solid !important;border-top-color: #efefef !important;border-top-style: solid !important;}\" el_class=\"listServItem\"][vc_column_inner css=\".vc_custom_1449311682947{border-bottom-width: 3px !important;border-bottom-color: #3b3f42 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"3162\" img_size=\"932x932\" alignment=\"center\" onclick=\"custom_link\" el_class=\"listServPicto\" link=\"https://360courtage.fr/pro-et-entreprises/proteger-son-activite/rc-decennale/\"][vc_custom_heading text=\"RC DÉCÉNALE\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\" link=\"url:https%3A%2F%2F360courtage.fr%2Fpro-et-entreprises%2Fproteger-son-activite%2Frc-decennale%2F||\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/proteger-son-activite/rc-decennale/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1449088026039{border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #efefef !important;border-left-style: solid !important;border-right-color: #efefef !important;border-right-style: solid !important;border-top-color: #efefef !important;border-top-style: solid !important;}\" el_class=\"listServItem\"][vc_column_inner css=\".vc_custom_1449311716923{border-bottom-width: 3px !important;border-bottom-color: #3b3f42 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"3153\" img_size=\"932x932\" alignment=\"center\" onclick=\"custom_link\" el_class=\"listServPicto\" link=\"https://360courtage.fr/pro-et-entreprises/proteger-ses-salaries/complementaire-sante-collective/\"][vc_custom_heading text=\"COMPLÉMENTAIRE SANTÉ COLLECTIVE\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\" link=\"url:https%3A%2F%2F360courtage.fr%2Fpro-et-entreprises%2Fproteger-ses-salaries%2Fcomplementaire-sante-collective%2F||\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/proteger-ses-salaries/complementaire-sante-collective/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1449088026039{border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #efefef !important;border-left-style: solid !important;border-right-color: #efefef !important;border-right-style: solid !important;border-top-color: #efefef !important;border-top-style: solid !important;}\" el_class=\"listServItem\"][vc_column_inner css=\".vc_custom_1449311739203{border-bottom-width: 3px !important;border-bottom-color: #3b3f42 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"3148\" img_size=\"932x932\" alignment=\"center\" onclick=\"custom_link\" el_class=\"listServPicto\" link=\"https://360courtage.fr/pro-et-entreprises/se-proteger/prevoyance-madelin/\"][vc_custom_heading text=\"PRÉVOYANCE MADELIN\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\" link=\"url:https%3A%2F%2F360courtage.fr%2Fpro-et-entreprises%2Fse-proteger%2Fprevoyance-madelin%2F||\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/particuliers/se-proteger/prevoyance-courtier/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1449088026039{border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #efefef !important;border-left-style: solid !important;border-right-color: #efefef !important;border-right-style: solid !important;border-top-color: #efefef !important;border-top-style: solid !important;}\" el_class=\"listServItem\"][vc_column_inner css=\".vc_custom_1449311739203{border-bottom-width: 3px !important;border-bottom-color: #3b3f42 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"3151\" img_size=\"932x932\" alignment=\"center\" onclick=\"custom_link\" el_class=\"listServPicto\" link=\"https://360courtage.fr/particuliers/se-proteger/complementaire-sante-courtier/\"][vc_custom_heading text=\"SANTÉ\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\" link=\"url:https%3A%2F%2F360courtage.fr%2Fparticuliers%2Fse-proteger%2Fcomplementaire-sante-courtier%2F||\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/particuliers/se-proteger/complementaire-sante-courtier/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1449088026039{border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #efefef !important;border-left-style: solid !important;border-right-color: #efefef !important;border-right-style: solid !important;border-top-color: #efefef !important;border-top-style: solid !important;}\" el_class=\"listServItem\"][vc_column_inner css=\".vc_custom_1449311739203{border-bottom-width: 3px !important;border-bottom-color: #3b3f42 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"3160\" img_size=\"932x932\" alignment=\"center\" onclick=\"custom_link\" el_class=\"listServPicto\" link=\"https://360courtage.fr/particuliers/se-proteger/prevoyance-courtier/\"][vc_custom_heading text=\"PRÉVOYANCE\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\" link=\"url:https%3A%2F%2F360courtage.fr%2Fparticuliers%2Fse-proteger%2Fprevoyance-courtier%2F||\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/particuliers/se-proteger/complementaire-sante-courtier/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1449088026039{border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #efefef !important;border-left-style: solid !important;border-right-color: #efefef 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href=\"https://360courtage.fr/pro-et-entreprises/se-proteger/retraite-madelin/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1449088026039{border-top-width: 1px !important;border-right-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #efefef !important;border-left-style: solid !important;border-right-color: #efefef !important;border-right-style: solid !important;border-top-color: #efefef !important;border-top-style: solid !important;}\" el_class=\"listServItem\"][vc_column_inner css=\".vc_custom_1449311739203{border-bottom-width: 3px !important;border-bottom-color: #3b3f42 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"3142\" img_size=\"932x932\" alignment=\"center\" onclick=\"custom_link\" el_class=\"listServPicto\" 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el_class=\"listServPicto\" link=\"https://360courtage.fr/pro-et-entreprises/proteger-son-activite/dommage-ouvrage/\"][vc_custom_heading text=\"DOMMAGE OUVRAGE\" font_container=\"tag:h4|text_align:center\" use_theme_fonts=\"yes\" el_class=\"listServHeading\" link=\"url:https%3A%2F%2F360courtage.fr%2Fpro-et-entreprises%2Fproteger-son-activite%2Fdommage-ouvrage%2F||\"][vc_column_text el_class=\"listServBtn\"]\r\n<p style=\"text-align: center;\"><a class=\"button\" href=\"https://360courtage.fr/pro-et-entreprises/proteger-son-activite/dommage-ouvrage/\">DÉCOUVRIR</a></p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/ultimate_carousel][/vc_column][/vc_row][vc_row css=\".vc_custom_1449134357948{margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 0px !important;}\"][vc_column][vc_custom_heading text=\"Nos experts à vos cotés\" font_container=\"tag:h2|text_align:center\" use_theme_fonts=\"yes\" css=\".vc_custom_1449132143864{margin-bottom: 40px 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